HDFC Credit Card Application Status Tracking

HDFC Credit Card Application Status Tracking

The largest credit card issuer in India is HDFC Bank. It provides co-branded cards, travel credit cards, rewards cards, entertainment credit cards, and lifestyle credit cards. Any HDFC credit card can be applied for easily online and offline. After doing so, you will receive your card in the mail. There are numerous online and offline ways for you to monitor the status of your HDFC credit card application. Therefore, we will discuss how to check the status of an HDFC credit card application here.

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Written By
Amrita Sinha
Amrita Sinha
Amrita Sinha comes with a background in journalism and mass communication, drawing from her roots in journalism, she has found her voice in the world of finance. As an accomplished writer, she specialises in Financial Services, Mutual Funds, Loan Assessments, Banking & Loan Products. She has established herself as a reliable expert in the field, offering valuable advice to those looking to navigate the various aspects of personal finance.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Check HDFC Credit Card Application Status Online

Online status checks are among the simplest and quickest ways to find out the status of your credit card application. HDFC gives applicants access to the progress of their credit card applications through its online portal, www.hdfcbank.com.

There are three ways in which one can check the status of their credit card online:

  • Through Application Form Number of the Credit Card application
  • Through your registered mobile number
  • Through AirWay Bill Number

Let’s see the steps of each method in detail:

Through Application Form Number of the Credit Card application

Step 1: Open the official website of HDFC Bank.

Step 2: On the page that opens, you need to fill in the Application Form Number (a 16 digit number) and your registered mobile number.

Step 3: Fill in the code.

Step 4: Tap on Submit.

Step 5: The status of your credit card will be displayed on the next screen.

Through the Registered Mobile Number

Step 1: Open the official website of HDFC Bank.

Step 2: Fill in the registered mobile number

Step 3: Once you fill in your registered mobile number and tap on the process, you will receive an OTP on your phone.

Step 4: Fill in the OTP and tap on Proceed.

Step 5: A new screen will appear where you can track your credit card application status.

With AirWay Bill Number

Step 1: Open the official website of HDFC Bank.

Step 2: Fill in the AirWay Bill Number in the empty box and select ‘Proceed’.

Step 3: A new screen will appear wherein you can track the status of your credit card application. The response varies from ‘in-process’, ‘dispatched’, ‘on-hold’, ‘disapproved’ or ‘no records found’.

Tips For Checking HDFC Credit Card Application Status Online

The most important aspect to take care of while applying for a credit card is that all the information should be filled in accurately, and the mobile number that needs to be filled in should be the one registered with the bank while filling in the application.

Check HDFC Credit Card Application Status Offline

You may check the status of your HDFC credit card without an internet connection. Prior to contacting the bank, be sure to have the application form number and application reference number available.

Through HDFC Customer Care Service

To find out the status of your application, get in touch with HDFC Bank’s customer service. For each city, a distinct number is provided for HDFC customer service. To find the number for your area, go to the HDFC customer service page.

By Visiting the Bank’s Branch Physically

To find out the status of your application for an HDFC credit card, you can also stop by the closest HDFC branch. In order to provide you with an update on the application status, the bank employee will ask for your application form number or application reference number.

HDFC Bank Credit Card Common Status Types

When you check the status of your HDFC Bank credit card, you might see some responses like, ‘In Process’, ‘Dispatched’, Disapproved’, ‘On-Hold’, or ‘No Records Found’. Given below are the detailed description of each of the above mentioned responses:

In Process

If the bank is still examining your application, it will take a few more days before your credit card is sent out if your application status reads “In process.”

Dispatched

You should have ideally received an SMS by the time it says “Dispatched” with the Airmail number of the booked package holding your payment card. If the SMS hasn’t arrived yet, you can anticipate it in a day or two. You can contact HDFC customer service if it is further delayed.

Disapproved

If the status is “Disapproved,” no further action will be taken on your application. You will receive the same status through SMS whether or not the reason for rejection is mentioned. For more information, contact customer service.

On-Hold

If your application is being held, the bank may send you an SMS or email asking you to provide some missing or extra information or to address any other application-related issues. They continue processing cards once the issue has been fixed.

No Records Found

If the status reads “No records found,” either the information you provided is inaccurate, or there may be another problem. You might need to contact customer service if your information is correct but you still get the same message.

Conclusion

In India, HDFC Bank is thought to be the country’s biggest credit card issuer. There are many incentive credit cards, travel credit cards, co-branded cards, lifestyle credit cards, and entertainment credit cards available from the bank. The HDFC Bank’s credit card application procedure is quick and easy. Additionally, you can monitor the status of your HDFC credit card application both online and offline.

Frequently Asked Questions (FAQs)

How do I check the status of my HDFC Bank credit card application?

One can visit the bank’s official website online and gather all the information, or one can also check the status of their application through offline methods like customer care or by visiting the bank’s local branch.

How long does it take for HDFC Bank to process credit card applications?

The whole process of credit card issuance is completed within 21 working days by HDFC Bank.

What does in process mean in HDFC Bank credit card status?

The status of ‘in process’ in your HDFC credit card application means that your application is still under review.

How do I know if my HDFC Bank credit card application has been approved?

One can check the status via online or offline methods, and if the status of your application reflects as ‘approved’ then it means that your credit card will soon be delivered.

What should I do if my HDFC Bank credit card application status is on hold?

If the status of your credit card application reflects as ‘on hold’ then one can either contact the bank on their customer service number or visit the bank’s local branch physically and have a discussion with the executive.

How can I track my HDFC Bank credit card delivery status?

One can track the HDFC Bank credit card delivery status with the help of the AirWay Bill Number or by contacting the bank’s customer service.

What is the turnaround time for HDFC Bank credit card delivery?

The turnaround time for HDFC Bank credit card delivery is 21 working days or less.

Can I cancel my HDFC Bank credit card application? If yes, how?

Yes, one can cancel the HDFC Bank credit card application by contacting the bank’s customer care.

What should I do if my HDFC Bank credit card application status shows rejected?

If the status of the HDFC Bank credit card application reflects as ‘rejected’ then one should check the credit score, missed EMI payments if any, and the whole credit history because of which the card might have been rejected.

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