How to Check Credit Card Status Online – Track HDFC, Axis, SBI & More

Getting a new credit card is exciting, but the wait can feel endless. Fortunately, checking your HDFC Bank credit card status or tracking your Axis Bank credit card application status is now easy and hassle-free. No longer will you have to wonder about the status of your application. In just a few steps, you can find out where your application stands, whether it's still being reviewed, accepted, or on its way to you. Here, you’ll find how to check your credit card status online easily so you're always up to date.

Track your Credit Card Application Online

Tracking your credit card application online is a simple process. Most banks and financial institutions offer online tracking through their website or mobile app. Here’s a general guide on how to track it:

Step 1

 Go to the official bank website where you applied for a credit card.

Step 2

Find the “Credit Cards” section, often found under “Products” or “Personal Banking.”

Step 3

Find the “Track Application Status” or similar link. This is usually under “Apply Now” or “Credit Card Services.”

Step 4

To access your application status, you must enter details such as your application number, reference number, or mobile number along with your date of birth.

Step 5

Once you submit the details, your credit card application’s current status will be displayed. It may show whether your application is “In Progress,” “Approved,” “Dispatched,” or “Rejected.”

Track your Credit Card Application Offline

To track your credit card application offline, you can use the following methods:

 Customer Care

• Call the bank’s customer care helpline where you applied for the credit card.
• Provide the representative with your application number or reference number and any other necessary details, such as your registered mobile number or date of birth.
• The representative will update you on the current status of your application.

Visit the Bank Branch

• You can visit the nearest bank branch where you applied for a credit card.
• Provide the bank staff with proof of your application number and identification.
• They will assist you in tracking the status of your credit card application.

Email Support

• Send an email to the bank’s customer support with your application details.
• Include information such as your name, application number, and date of application in the email.
• The bank will respond with your application status. The bank’s support email is on its official website.

Track your Credit Card Application Online by the top 10 Banks

To track your credit card application online with the top banks, follow these steps for each bank:

HDFC Credit Card Status

Visit the official HDFC website to check your HDFC credit card status. To track the progress of your application, enter your application reference number, mobile number, and date of birth. The process is simple and quick, ensuring you always stay informed about your application status..

Axis Credit Card Application Status

For Axis Bank credit card application status, you can check online by visiting the Axis Bank website. You can either use your application ID or provide your PAN or mobile number. The bank will promptly display the status of your credit card application.

RBL Bank Credit Card Application Status

You can visit the RBL Bank website to track your RBL Bank credit card application status. You will need to enter your reference number and mobile number. This service helps you stay updated on the current stage of your application.

Citibank Credit Card Application Status

For those who applied for a Citibank credit card, you can easily track your Citibank credit card application status. You will need your 11-digit application number, which was sent via SMS, along with your mobile number to check the status.

SBI Credit Card Application Status

To carry forward the SBI Bank credit card application status check, head to the SBI Bank’s official website. Enter your application or reference number, and the current status of your credit card will be displayed. This helps applicants remain informed about the progress of their card application.

Bank of Baroda Credit Card Application Status

To check your Bank of Baroda credit card application status, visit their official portal. You can track the status by entering your application reference number, keeping you updated on your credit card’s approval process.

Credit Card Status with ICICI Bank

ICICI Bank offers a simple way to track your credit card application status. You can use your application and mobile numbers or authenticate further using your date of birth. This way, you can always stay updated.

Credit Card Status with Yes Bank

Visit Yes Bank’s website to check your credit card application. Enter your mobile number and reference number to track your credit card status and see the current stage of your application.

Axis Bank Credit Card Application Track

To track your Axis Bank credit card application, you can use either the application ID or mobile number through the bank’s website. This helps you stay informed about your card’s approval and processing timeline.

Credit Card Status for Standard Chartered

For Standard Chartered credit cards, tracking your application is easy. Enter your reference number on their website to track the credit card application status and know how far along your card application is.

How Long is the Approval Process for a Credit Card?

The approval process for a credit card typically takes 7 to 15 working days. However, this time frame can vary depending on factors such as the bank’s internal process, document verification, and the applicant’s credit history.

If applying online, you may receive provisional approval within a few minutes, but the final approval and delivery of the physical card usually take up to two weeks. The approval time could be extended if any discrepancies arise during the verification process.

Understanding a Good Credit Score?

A good credit score typically falls within the 700 to 750 or higher range, depending on the scoring system used. Here’s a breakdown of what different credit score ranges mean:

• Excellent (750 and above): You’re more likely to get approved for loans and credit cards with the best interest rates and terms.

• Good (700–749): You should have a strong chance of approval for most credit products with relatively favorable interest rates.

• Fair (650–699): You may still qualify for loans and credit, but interest rates may be higher, and approval could be less certain.

• Poor (600–649): Getting approved for loans and credit cards is harder, and those that are available usually have high interest rates.

• Very Poor (below 600): Approval for loans or credit is unlikely, and you may need to look into secured credit options to improve your score.

Final Thoughts

Keeping track of credit card status has always been challenging. With online monitoring services offered by banks like HDFC, Axis, SBI, and others, you can quickly monitor the status of your application from the comfort of your home. You can use your cell number, application reference number, or other simple information. These easy techniques will always keep you updated. So, no more waiting in the dark; simply follow the procedures to continue your credit card trip.