How to Track Credit Card Application Status 2024

How to Track Credit Card Application Status 2024
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Written By
Kirti Bansal
Kirti Bansal
Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Credit Card applications can be checked online through various online and offline channels established by banking institutions. The best way to track your credit card application status is to contact the issuer directly. You can do this either by phone or online. When contacting the issuer, you must provide details to authenticate your identity. The issuer will be able to update your application status after processing your request. 

Information is Required For Credit Card Application Tracking

Applicants must provide the following information to the issuer to review the Credit Card Application Status. 

  • PAN number 
  • Application Number 
  • Form Number 
  • Date of Birth 
  • E-mail Address 
  • Aadhaar Card 

General Steps to Track your Credit Card Application Online

The applicant can employ the following steps to gain knowledge of their Credit Card Application Status

STEP 1: Visit the website of the credit card issuer you have applied for.

STEP 2: Log in to your account with the credentials you received.

STEP 3: Check the status of your application.

STEP 4: Follow the instructions on the website if you need to provide additional documents or information. 

STEP 5: Wait for the credit card issuer to review your application and get back to you with a response.

STEP 6: Check your mailbox and email regularly to get updates on the status of your application.

STEP 7: Contact the credit card issuer directly if you have any questions or need assistance.

Track Your Credit Card Application Status Offline

Banks have also established myriad offline options to conveniently review their Credit Card Application status. Credit Card Applicants can contact the bank that issued the credit card application offline. Some banks also offer SMS updates allowing applicants to check their application through text messages. Applicants have to send a message asking them to provide you with the status of their application. 

Before initiating the credit card application status offline, one must keep the following documents handy. 

  • PAN card details 
  • Reference number at the time of application 
  • PAN card details 
  • Proof of Birth 

Track your Credit Card Application Online by Banks

Refer to the credit card application status of the following banks to gain a better understanding:

Citibank Credit Card Application Status

  • You can check the status of your CitiBank credit card application online. 
  • Log in to your CitiBank account and select the ‘Credit Cards’ option. 
  • You will be able to view the status of your application and any associated messages. 

Alternatively, you can call the customer service number on the back of your card and speak to a representative.

IndusInd Bank Credit Card Application Status

 

  • To check the status of your IndusInd Bank Credit Card application, you can call the bank’s customer care helpline at 1800-266-7780.
  • Check the status of your application on the bank’s website by logging in to your account. The applicant is then required to mention their application ID and mobile number.
  • You can also visit the bank’s nearest branch and enquire about your application status.

HSBC Credit Card Application Status

  • To check the status of your HSBC credit card application, you can call the HSBC customer service line at 1-800-975-4722 
  • You can log in to your HSBC account and view the status under the “Application Status” tab.
  •  If you applied online, you could also find the status of your application in the email confirmation you received when you applied.

SBI Credit Card Application Status

  • You can check the status of your SBI Credit Card application by visiting the official website of SBI Card. 
  • Once on the website, click on “Track Application Status” and enter your application reference number. 
  • This will give you an update on the status of your application.

Axis Bank Credit Card Application Status

  • You can check the status of your Axis Bank Credit Card application by
    visiting the official website of Axis Bank 
  • One can also call customer care service at 1800-419-5959. 
  • You will need to provide your application reference number or form number to check the status.

HDFC Credit Card Application Status

  • Check the status of your HDFC Bank Credit Card Application online. 
  •  You’ll need to log in to HDFC Bank’s website and access the ‘Track Your Credit Card’ feature. 
  • Once you’ve logged in, you’ll be able to view the status of your application.
  •  If you haven’t yet applied for a card, you can also use the ‘Apply for Credit Card’ feature to apply.

RBL Credit Card Application Status

  • Check the status of your RBL Bank Credit Card application, and you can contact the bank’s customer care number at 1800-123-8040
  • You can also check the status of your application online by logging into your account or visiting the bank’s website.

Standard Chartered Bank Credit Card Application Status

The best way to check the status of your Standard Chartered Bank credit card application is to contact the bank directly. You can do this by phone or email or visit your nearest Standard Chartered Bank branch. A representative will be able to provide you with an update on your application. 

Alternatively, you can check your application status online through the bank’s website by logging in to your account and clicking on the “My Account” tab.

FAQ's About Credit Card Application Status

Do I need to have a bank account with a particular bank before I apply for a credit card issued by them?

No, it is not mandatory to establish a bank account with the same bank. The credit cards are issued based on the credit history of the applicant.

What happens if I don’t complete my credit card application online?

It is essential to complete all the steps so the banking authorities can process the credit card application.

How do I know if my credit card application is approved?

The financial institution would inform the candidate through any determined channels regarding credit card issuance.

How long does a credit card approve?

You can find out about your credit card approval almost immediately, but it may take a week if the applicant has applied offline. 

How do I know if my credit card application is rejected?

he bank would inform the applicant if they rejected the credit card application. 

How can I speed up my credit card approval?

The applicant can apply for a credit card through online channels to speed up the process.

Why is my credit card approval taking so long?

This may be due to the number of applications. The banks face an influx of credit card applications after launching schemes.

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