IndiaBulls Business Loan

Features & Benefits of Indiabulls Business Loan

The key features and benefits you need to know before you apply for Indiabulls Business Loan are:

• Indiabulls has an easy and fast documentation process for business loans. 
• Customers can apply for a business loan of up to Rs 40 lakh.
• The repayment tenure is up to 40%.
• One can take this loan to improve their cash flow. The scheme can be used to restructure purposes, clear debts or boost cash reserves.
• The loan amount can be used to lease expansive office premises.
• It can be used to buy or lease machinery and equipment.
• One can use the loan amount to upgrade to the latest technology.
• It can be used to expand business in other cities.
• The loan amount can be used to buy raw material in cases of bulk orders. 
• Indiabulls business loans also help in taking bigger projects and enhancing operations.

Indiabulls Business Loan Overview

Indiabulls Consumer Finance Limited, currently known as Dhani Loans and Services, offers business loans with interest rates starting from 13.99% per annum. It is an unsecured loan offered to the customers with a repayment tenure between 1 year and 4 years. Indiabulls provides business loans for purposes such as infrastructure investment, up-gradation of plant and machinery, improving work capital, expanding business operations, maintaining the inventory and all essential financial assistance. 

• Instant disbursement to the account.
• Easy documentation procedure.
• Loans of up to Rs 40 Lakh.
• Repayment tenure of up to 4 years.
• Services at the doorstep.
• No security is required.

Eligibility Criteria and Factors Affecting Indiabulls Business Loan Eligibility

Indiabulls has certain eligibility criteria for business loans such as:

• One must be a self-employed individual to apply for an Indiabulls business loan.
• The applicant must be between the age of 25 years (at the time of loan application) and 65 years (at the time of maturity).
• The applicant must have active GST with GST filing (for the last 6 months).

Indiabulls Business Loan Interest Rates

Factors Affecting Indiabulls Business Loan Interest Rates

• Credit score and history
• Age of the borrower
• Loan amount
• Repayment tenure

Documents Required for Indiabulls Business Loan

The list of documents you need to submit to apply for an Indiabulls business loan includes:

• Address proof such as utility bills, passports, etc.
• Identity proof such as Aadhaar Card and PAN Card.

How Does the EMI Calculation Work for Indiabulls Business Loan?

Indiabulls Business Loan EMI Calculator helps applicants know the approximate EMI they need to pay every month for servicing their business loan. The EMI amount can be calculated by entering a few details like the loan amount, rate of interest, the repayment tenure and processing fees in the online loan calculator.

Indiabulls Business Loan Customer Care Number

Helpline Number: 1800-572-7777

Monday to Saturday – 9 am to 6 pm

(Except 2nd and 3rd Saturdays and Public Holidays)