Personal Loan Archive

Debt To Income (DTI) Ratio : Calculation Formula, Types and Limitations
November 20, 2024

Better debt management is crucial to avail of the available financial opportunities. Whether you wish to secure a personal loan, business loan, home loan, or even credit card, lenders have various metrics to determine your creditworthiness. One such metric they consider is your Debt-to-Income ratio (DTI). A good DTI ratio…
15 Personal Loan Alternatives and their Pros & Cons
November 20, 2024

When money is tight, personal loans are the go-to solution. But they're not the only option. Many personal loan alternatives might better suit your needs. These alternatives to personal loans can help you manage unexpected expenses, make a big purchase, or deal with financial emergencies. This blog explores the 15…
No-Cost EMI Guide: How It Works, Advantages and Eligibility
September 26, 2024

A no-cost EMI (Equated Monthly Instalment) is a financial arrangement that allows buyers to purchase goods or services without paying additional interest or fees over the principal amount. In this process, the total cost of the product is divided into equal monthly payments. In simple terms, no-cost EMI can also…
Buy Now Pay Later (BNPL) in India - All You Need to Know
July 30, 2024

Buy Now Pay Later or BNPL is a payment method that allows an individual to make a payment without actually paying for it. The payer can avail of this revolutionary service by signing up for a company offering BNPL. They will be required to pay the borrowed amount within an…
Top 10 Best Personal Loan Bank List in August 2024
July 30, 2024

India, with its robust banking system and evolving digital landscape, has witnessed an upsurge in the demand for personal loans over the past decade. Personal loans, often touted as the go-to financial solution for immediate needs, can be a lifesaver when addressing unplanned emergencies, home renovations, higher education, or even…
How Much Personal Loan Can I Get on My Salary?
July 26, 2024

Personal loans are like unsecured credit, meaning you don't need to offer any assets as collateral. As a result, lenders pay close attention to your ability to repay the loan. Your monthly salary is the foremost factor lenders consider when determining how much you can borrow. The higher your salary,…
How To Get a Rs. 50,000 Loan Urgently?
July 18, 2024

Individuals can face any difficulty or circumstances in which they might require funds immediately. Finding an urgent 50,000 Loan can be stressful, especially when you need a quick and reliable solution. A Rs 50,000 urgently loan can be required for medical expenses, urgent home repairs, or any other unexpected situation.…
How To Check My Active Loans on PAN Card?
July 18, 2024

Check active loans linked to your PAN card and monitor them with ease to prevent fraud. Stay on top of your loan repayments and track your loans to secure your finances. Quickly check your loan status and take control of your financial security. In this article, we'll guide you through…
Top 10 Best Private Banks in India List 2024
April 30, 2024

Today, the banking system incorporates 21 private banks in India along with 12 public sector banks, foreign banks, rural banks, cooperative banks, and financial institutions. In total, the retail credit market of India ranks fourth in the list of largest emerging nations around the globe. The Reserve Bank of India…
How to Check a PUC Certificate for (Car and Bike)
September 27, 2023

Everyone wants to own a vehicle in today’s fast-paced environment. That is an inspiring achievement for someone doing the necessary hard work to climb the stairs of success. Buying a vehicle can be challenging in a regular modern day as it comes with the great responsibility of issuing documents. The…