Business Loan Archive

Debt To Income (DTI) Ratio : Calculation Formula, Types and Limitations
November 20, 2024

Better debt management is crucial to avail of the available financial opportunities. Whether you wish to secure a personal loan, business loan, home loan, or even credit card, lenders have various metrics to determine your creditworthiness. One such metric they consider is your Debt-to-Income ratio (DTI). A good DTI ratio…
What is a Long-Term Loan?
July 30, 2024

A long-term loan is a type of financing that provides borrowers with a substantial amount of money to be repaid over an extended period, typically exceeding one year. Unlike short-term loans that are meant to be repaid within a shorter time frame, long-term loans offer borrowers the flexibility to manage…
Pradhan Mantri MUDRA Yojana
July 30, 2024

The Mudra loan is offered to many business owners with a strong business plan. However, to avail of the loan, one must fulfill the requirements set by the lending institution. Every institution will have its requirements and the rate of interest charged on the loan amount. In this article, understand…
Dairy Farm Loan in 2024-25 : Online Procedure
April 18, 2023

Dairy farm business loans are available to anybody who wants to start, run, or improve their own farms. A small dairy unit with two to four mulch cattle can be established, as can a medium or large dairy unit, to collect, process, and distribute milk, manufacture milk products, build a…
Corporate Identification Number (CIN)
January 09, 2023

CIN or Corporate Identification Number is a unique identification numeric sequence assigned to registered companies in India by a registrar of companies popularly known as ROCs. The Corporate Identification Number is an important recognition symbol that holds the ground for a company’s identity and comes in handy while the company…
MSME Loan Scheme
September 20, 2022

Every day a piece of news creeps into our ears that a company has added new feathers to its success story, and we can't help but get dragged to reading the plot. The journey from being a Micro, Small, and Medium Enterprises (MSME) to a giant shark in the ocean…
Startup Business Loans – Government Schemes, Features, Benefits
July 14, 2022

The Government of India has come up with a few arrangements to provide startups with the boost they require regarding startup business loans. The Government start-up loans were set up to help businesses grow and benefit the Indian economy. The Micro, Small, and Medium Enterprises (MSMEs) can avail of a…
Top 10 Business Loan Schemes for Women Entrepreneurs 2024
July 13, 2022

Men have primarily dominated entrepreneurship, but in the 21st century, it has taken a whole new turn. With major societal changes and women stepping out of their homes to create an identity for themselves, women entrepreneurs in India are also on a new high. From Nykaa’s founder Falguni Nayar, Limeroad’s…
How to Avail a Business Loan with Bad Credit?
July 12, 2022

If you need a loan, you must have a good credit score. That’s what we all comprehend. Right? But imagine if you can obtain a business loan with bad credit! Specific lenders specialize in startup loans and lend money to businesses with weak credit scores. But this must not encourage…
Why Machinery Loan is a Crucial Aspect for any Heavy-Duty Business?
July 08, 2022

Technology is going to stay here for much longer. Automation, mechanization, and advanced machinery are crucial elements of day-to-day activities, whether they are related to your business or personal life. The equipment is an integral part of your organization which determines the fate of your business regardless of its size.…