Satyam Sachdeva

  https://www.urbanmoney.com/ Satyam has always been interested in saving money and realising its worth. He created a Demat account when he turned 18 and has been a keen equity and mutual fund investor. Currently, a writer for Urban Money, he uses his skills to guide his readers in the right direction. Satyam strives to make financial complexities easy for everyone to understand with a pinch of creative salt.

   



6 Stories by Author: Satyam Sachdeva

  • Understanding Principal and Interest - An Introduction

    Money makes the world go round, but borrowing it can sometimes feel like a puzzle. When you take a loan, you hear words like “principal” and “interest” tossed around, but what do they actually mean? Think of it this way: the principal is the amount you borrow, and interest is the lender's fee for letting you use their money. Together,…...
  • Top 10 Tips to Secure the Lowest Home Loan Interest Rate in 2025

    Every individual dreams of buying a home, but securing a low-interest home loan can make all the difference in saving lakhs or crores over the loan tenure. With lending rates fluctuating based on economic trends, financial policies, and creditworthiness, being well-prepared is essential. In 2025, banks and financial institutions will offer competitive rates, but figuring out the best deal requires…...
  • Boost Your Home Loan Approval : 10 Smart Strategies

    Owning your dream home can feel like a distant goal when faced with the challenge of home loan approvals. Dealing with home loan criteria, paperwork, and financial checks might seem daunting, but the good news is that success is within reach with the right strategies. This blog will help you explore 10 smart ways to position yourself as a trustworthy…...
  • Union Budget 2025: Tax Relief to Boost Borrower Confidence and Homeownership

    The Union Budget 2025, presented on February 1, introduced a significant overhaul in the income tax structure, offering major relief to the middle class. Nirmala Sitharaman, the finance minister, announced that individuals earning up to ₹12 lakh annually will be exempt from income tax under the new tax regime. Additionally, the nil tax limit for salaried employees extends to ₹12.75…...
  • Understanding The Hidden Charges in Home Loans

    Purchasing a home is a dream for many, but understanding the applicable fees and charges is wise before applying for a home loan. Before picking out the comfy furniture and planning the home's interiors, it is best to check the associated fees and charges on the home loan. Generally, a home loan applicant is aware of the processing fee, but…...
  • Everything You Need to Know About Cersai Charges For Home Loan

    CERSAI charges are fees you pay when taking a home loan to register your property with the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI). This helps prevent fraud and ensures your loan details are transparent. For instance, if you get a home loan from SBI, you will need to pay CERSAI charges for an SBI…...
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