Rahul Gautam

  • Rahul is a finance writer with a background in Journalism. He specialises in making complex financial topics easy to understand. He writes about credit cards, banking, loans, and financial institutions, helping readers explore the financial world with clarity and confidence. His work is both informative and engaging.

   



6 Stories by Author: Rahul Gautam

  • RBI Slashes Repo Rate to 6% in April 2025 Amid Global Uncertainty

    In a much-anticipated move, the Reserve Bank of India (RBI) announced a 25 basis point rate cut, bringing the key lending rate down from 6.25% to 6%. The decision, unveiled on 9 April 2025, marks the second consecutive reduction this year and reflects the central bank’s shift to an ‘accommodative’ policy stance to support economic growth. Why the Rate Cut?…...
    April 09, 2025

  • A Step-by-Step Guide to Home Loan Application Process

    A home loan is a financial product that helps people buy or build their dream homes without paying the full cost upfront. The bank or lender provides the money, which the borrower repays in monthly instalments, including interest. These loans often require proof of income, ID, and property details. Understanding home loans means knowing key terms like interest rates, tenures,…...
    March 04, 2025

  • Unlocking The Benefits of Home Loan Refinancing

    Think about unveiling a hidden savings vault within your home loan. That’s what home loan refinancing can feel like. Refinancing a home loan is helpful for homeowners looking to save money on their loans. By refinancing, you replace your current loan with a new one with better terms, such as a lower refinance home loan interest rate or a shorter…...
    February 25, 2025

  • Fixed Or Floating Rate For Your Home Loan: Best Option to Pick From

    Deciding between a fixed or floating interest rate on a home loan is one of the most crucial choices for borrowers. Each option has advantages and drawbacks, influenced heavily by market conditions and individual financial goals. A fixed-rate loan offers steadiness, locking a consistent EMI regardless of market fluctuations. This feature makes it ideal for risk-averse borrowers. On the other…...
    January 24, 2025

  • Accessibility Like Never Before: PF Withdrawals From ATMs In 2025

    Key Highlights  EPFO subscribers can withdraw their Provident Fund (PF) directly from ATMs using dedicated withdrawal cards linked to their UAN, providing 24/7 access to faster and more convenient transactions. Withdrawals will be capped at 50% of the PF balance to ensure funds remain available for future needs. Multi-factor authentication, including OTP verification, ensures secure withdrawals, reducing reliance on traditional…...
    December 13, 2024

  • PAN Gets a Major Upgrade : PAN 2.0 is Approved

    On 25 November 2024, the Union Cabinet, led by Prime Minister Narendra Modi, approved the ₹1,435 crore PAN 2.0 project to modernise the tax system. Over 78 crore PAN cards have been issued so far, with 98% belonging to individuals. This latest PAN 2.0 card news highlights the project's aim to simplify taxpayer registration and align with the Digital India…...
    November 26, 2024
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