Urban Money Blogs

Fixed Or Floating Rate For Your Home Loan: Best Option to Pick From
January 24, 2025

Deciding between a fixed or floating interest rate on a home loan is one of the most crucial choices for borrowers. Each option has advantages and drawbacks, influenced heavily by market conditions and individual financial goals. A fixed-rate loan offers steadiness, locking a consistent EMI regardless of market fluctuations. This…

Category:Media Coverage
“A Cost-Effective Solution”: Kanwar Bhatia Urges Home Loan Borrowers to Buy Insurance
January 15, 2025

A home loan is one of the most viable financial tools of the 21st Century, allowing people to purchase a residential property by making affordable monthly payments. These small EMI payments can last more than 15 years, but failing to make them on time can result in severe consequences. In…

Category:Media Coverage
MNSSBY Bihar Student Credit Card
January 09, 2025

The MNSSBY Bihar student credit card was launched under the Mukhyamantri Nishchay Swayam Sahayata Bhata Yojana (MNSSBY) to support the students of Bihar who are seeking a higher education and need financial assistance. Introduced on Gandhi Jayanti in 2016, a student in Bihar can avail of up to Rs 4…

Category:CIBIL Score Archive
10 Best Fuel Credit Cards in India 2025
January 09, 2025

If there’s something that has increased every year, it is fuel prices in India. We can’t deny that automobiles are an integral fragment of modern day-to-day life, making fuel expenses inevitable. While using credit cards for fuel transactions may offer you a few rewards, they attract taxes too. But fuel…

Category:CIBIL Score Archive
Best Travel Credit Card India in 2025
January 09, 2025

Unless you’re secretly Tony Stark, the cost of your next trip might make your eyes bulge. Travelling has the glory to its name but is hard work. Banks and other financial institutions provide travel credit cards to people looking forward to a business or a leisure trip. These cards offer…

Category:CIBIL Score Archive
Dairy Farm Loan in 2025 : Online Procedure
January 09, 2025

Dairy farm business loans are available to anybody who wants to start, run, or improve their own farms. A small dairy unit with two to four mulch cattle can be established, as can a medium or large dairy unit, to collect, process, and distribute milk, manufacture milk products, build a…

Category:Business Loan Archive
Top 10 Best Private Banks in India List 2025
January 09, 2025

Today, the banking system incorporates 21 private banks in India along with 12 public sector banks, foreign banks, rural banks, cooperative banks, and financial institutions. In total, the retail credit market of India ranks fourth in the list of largest emerging nations around the globe. The Reserve Bank of India…

Category:Personal Loan Archive
Top 10 Best Bank for Home Loan In India 2025
January 09, 2025

We have compiled a list of the best banks for a home loan in India 2025 based on the home loan value it offers to the borrower. These banks offer a variety of home loan programs with numerous advantages and features. Some of the advantages of such home loans are…

Category:Home Loan Archive
Top10 Best Student Credit Cards in India 2025
January 09, 2025

College students pursuing their degrees in educational institutions of India can avail of student credit cards specifically designed to cater to their requirements. These student credit cards can be availed of by any student who has reached the age of 18. The applicants for the student credit card are not…

Category:CIBIL Score Archive
Mahila Samman Bachat Patra 2025 : How to Apply, Eligibility and Benefits
January 09, 2025

Union Finance Minister Nirmala Sitharaman presented the Union Budget for the 2024–25 fiscal year on Wednesday. She also announced a new programme on savings for women. The Mahila Samman Bachat Patra (महिला सम्मान बचत पत्र) allows Indian women to save Rs. 2.5 Lakh at a reasonable rate of 7.5% for…

Category:Financial News