Khushi Sondhi

  • Khushi Sondhi is more than a writer at Urban Money; she translates financial jargon into relatable language. With a background in commerce and a passion for financial, Khushi simplifies complex topics and makes finance accessible. She’s committed to taking the intimidation out of money matters, helping readers make informed decisions with ease.

   



5 Stories by Author: Khushi Sondhi

  • Collateral vs Mortgage: Unlocking The Best Loan Option For You

    Two terms often surface when talking about securing loans: mortgage and collateral. While both terms are frequently associated with loans, they serve different purposes. A mortgage is a loan secured specifically by real estate, whereas collateral refers to any asset pledged to secure a loan. Understanding the distinction between these concepts is essential if you plan to take a home…...
    March 21, 2025

  • The Big Predictions for Home Loans Trends in 2025

    In 2024, India's housing market reached a 12-year high, with sales increasing by 7% to over 3.5 lakh units across eight major cities. This surge was driven by increasing demand for premium homes, particularly in the ₹2-5 crore segment, which saw an 85% annual growth. Despite these developments, home loan interest rates remained relatively stable, ranging from 8.35% to 14.50%,…...
    March 20, 2025

  • List of Documents Required for Home Loan

    You've found your dream home. But before you can settle in, there's one crucial step: securing a home loan. And that means gathering specific documents required for a housing loan. Homeownership is a dream for many, but the path to realising that dream can be cluttered with paperwork. The list of required documents can seem endless, from income proofs to…...
    March 03, 2025

  • Lender or Pretender? How to Spot The Best Home Loan Provider

    Your home loan is a significant financial commitment, and you deserve to have control over it. While interest rates are undoubtedly important, they're not the only factor to consider when choosing a home loan lender. Many other factors, from processing fees to customer service, can significantly impact your borrowing experience. But how do you ensure you're getting the best deal?…...
    March 03, 2025

  • Home Loan vs Gold Loan : Which Option is Best for Your Financial Goals?

    When financing life’s major goals like buying a home, comparing a home loan vs a gold loan can help you find the best option. Each provides a secure way to fund your needs but serves different purposes. A home loan is designed for long-term investments, offering higher loan amounts and tax benefits for purchasing or building property. Meanwhile, a gold…...
    February 25, 2025
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