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RBL Bank
RBL Bank, or Ratnakar Bank Limited, is a fast-growing bank wherein customers can enjoy several monetary and banking assistance most conveniently. RBL Bank’s services are customer-friendly and encompasses savings accounts, credit cards, investment solutions, and more. RBL Bank is known for its customer-centric approach, making it a trusted choice for those seeking reliable and innovative financial solutions. Moreover, meet your financial goals with RBL Bank loans that are tailored to suit your financial capacity.
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Loans offered by RBL Bank
RBL Bank Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
---|---|---|---|---|
RBL Bank Personal Loan | 14% - 23% | Up to 2% of loan amount | ₹1L - ₹20L Tenure(1 - 5 Years) | Know More |
RBL Bank Home Loan | 9.1% - 11.55% | Up to 2% of loan amount | ₹1L - ₹10Cr Tenure(1 - 25 Years) | Know More |
RBL Bank Loan Against Property | 9.5% | 1.25% of loan amount + GST | ₹3L - ₹10Cr Tenure(1 - 15 Years) | Know More |
RBL Bank Business Loan | 14% - 26% |
| ₹1L - ₹35L Tenure(1 - 3 Years) | Know More |
Features and Benefits of RBL Bank
RBL Bank offers a wide range of features and benefits to its customers. Some of the features and benefits are:
Features
- Multiple Banking Products: RBL Bank offers customers a wide range of banking products. This gives the customers an advancement of choice for their banking needs.
- Digital Banking: In this digital era, RBL Bank is running on the front seat as one of the most reliable sources in digital banking. It provides the customers with access to the website on the world wide web for all the banking solutions, saving the branch visit time.
- Customer Service: RBL Bank provides customer service to the customers so that you can get answers to your questions in the most efficient way possible.
- Accessibility: A RBL Bank ATM is not tough to find today, as the bank’s ATM has been installed across a wide range in the country. RBL Bank keeps updating and installing the ATMs, and so are the branches of the bank across the country.
Benefits
- Convenience: It is easy for customers to conveniently manage their accounts with RBL Bank. The bank has introduced a more convenient interface or administration for both digital and physical banking.
- Financial Growth: RBL Bank provides investment features to the customers, ensuring financial stability and growth for the near future.
- Business Support: RBL Bank has various opportunities for business owners looking for steady financial support. Bank offers different loan options for the business owners.
RBL Bank Overview
RBL Bank is one of the fastest-growing private sector banks with a growing presence throughout the country. RBL Bank offers highly specialized services under several business verticals including commercial banking, corporate and institutional banking, retail assets, branch and business banking, and treasury and financial markets operations.
- RBL Bank caters to more than 9.97 million customers via 1,435 business correspondent branches, 445 branches and 386 ATMs across 28 Indian States and Union Territories.
- RBL Bank has a listing on both the BSE and NSE.
- The vision of the bank is to be a bank of choice by creating and nurturing enduring relationships through trust and respect of our customers, employees and partners.
- The mission of RBL Bank is to engage with customers and understand their requirements while offering best-in-class services/products and solving queries swiftly.
- RBL Bank also strives to offer cost-effective and solidly structured banking services for promoting greater financial inclusion, spurring higher growth and lowering social inequalities.
Services offered by RBL Bank
Below are the services that RBL Bank offers:
Personal Banking
RBL Bank showcases its advanced and effective personal banking services to the customers. RBL’s retail banking administrations make financial help open to ordinary clients. Their personal banking range incorporates a set-up of reasonable products and services. RBL loans, investment accounts, fixed deposits and insurance are famous personal banking items.
NRI Banking
RBL Bank provides a more advanced and convenient banking style for Non-Resident Indians. A number of Indians residing overseas are customers of RBL Bank and are constant users of digital banking. Through RBL Bank’s digital banking interface, NRI can easily access their bank account without visiting the branch.
Business Banking
RBL Bank gives financial strengthening to entrepreneurs and business owners through its Business Banking administrations. Current accounts and RBL loans are their most famous Business Banking services. RBL Bank provides essential financial aid to business owners and entrepreneurs so that they can take their business to the next level. A laid-out business monster and a growing startup are invited by the bank.
Education Loan
RBL Bank provides advanced education help with simple and helpful education loans. RBL Bank’s Education loan is a tenor-based temporary loan that can be profited for advanced education in India and abroad.
RBL Bank Corporate Office and Contact Details
- Contact Number – +91 22 6115 6300
- Registered Office Address: RBL Bank Ltd, 1st Lane, Shahupuri, Kolhapur- 416001, Maharashtra
- Corporate Office Address: RBL Bank Ltd, One World Center, Tower 2B, 6th Floor, 841, Senapati Bapat Marg, Lower Parel (West), Mumbai- 400013, Maharashtra
FAQs
From refinancing to reducing your interest, we have the answers right here.
Who is the founder of RBL Bank?
The founder of RBL bank is Vishwavir Ahuja. He is the Managing Director/CEO of RBL Bank Ltd.
Is RBL Bank a nationalised bank?
Yes, RBL is a nationalised bank, registered under the Companies Act, 1956.
What is the minimum balance in RBL Bank?
For metro or urban areas, Rs. 5,000 is the amount individuals can use as their minimum balance to open an account in RBL Bank. For semi-rural areas, the minimum amount is Rs. 2,500 and for rural, it is Rs. 1,000.
Is RBL a zero balance account?
No, RBL Bank does not allow a zero balance account. Even for their online account, customers have to deposit and maintain a certain amount of money to open their RBL bank account.
How can I know my RBL Bank IFSC code?
The IFSC code is printed on the cheque leaves of RBL Bank's cheque book issued to every customer. You can also visit the official RBI website and see the complete list of IFSC codes of all banks and branches across India.
What is the swift code of RBL Bank?
The swift code of RBL bank is a total of 8 characters. It is RATNINBB.
Where is the headquarters of RBL Bank?
The headquarters of RBL Bank is in Mumbai. It was founded in 1943. The complete address is RBL Bank Ltd., One World Centre, Tower 2B, 6th Floor, 841, Senapati Bapat Marg, Lower Parel (W), Mumbai 400013, India.
How do I complain to RBL bank?
To register your complaint with RBL Bank, you can contact the bank on their toll-free number: 022-6232 7777. You can also mail your complaint at cardservices@rblbank.com or visit their office in Mumbai. The address is RBL Bank Ltd., One World Centre, Tower 2B, 6th Floor, 841, Senapati Bapat Marg, Lower Parel (W), Mumbai 400013. India.
How many RBL Bank branches are there in India?
RBL bank serves over 10.66 million active customers. It has a network of 500 branches, 1,424 business correspondent branches and over 274 banking outlets, along with 407 ATMs across all Indian states and Union Territories.
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