PNB Housing Finance Home Loan

Features & Benefits of PNB Housing Home Loan

• Home loans with tenures up to 30 years. 
• Financing up to 90% of the value of the home. 
• Low processing fees of just 0.5% of the home loan. 
• Customer-friendly doorstep services, post-disbursement solutions, customized eligibility programs and more. 
• Online processing of applications. 
• Vast network with presence in all major Indian cities.

It is easy to apply for PNB Housing home loan and you can also enjoy the benefit of a highly smooth PNB Housing home loan online application procedure. PNB Housing has experience spanning three decades, offering home loans that are in sync with the budgets of customers and at competitive interest rates as well. There are various kinds of home loans on offer including home purchase loans, home extension loans, home construction loans, residential plot loans, and home improvement loans.

PNB Housing Finance Home Loan Eligibility Criteria

PNB Housing home loan eligibility criteria include the following:

• 21-70 years of age while applying. 
• Monthly income of Rs. 15,000 and higher. 
• CIBIL score of at least 611 and higher. 
• More than 3 years of work experience. 
• More than 5 years of business continuity for self-employed borrowers.

Documents Required for PNB Housing Home Loan

The PNB Housing home loan requirements include the following:

• Age Proof 
• Loan application form
• Proof of Residence
• Educational Qualifications
• Income Proof- Salary slips of last 3 months, last 6 months’ bank statements and Form 16 for the last 2 years for salaried borrowers. ITR, business proof, last three years’ IT returns, certified balance sheets and bank account statement for last 12 months for self-employed borrowers. 
• Property documents.