Punjab National Bank

Features and Benefits of Punjab National Bank

Punjab National Bank is one of the oldest banks in India and has never failed to deliver their clients the best banking services. The variety of products like Punjab National Bank loans, fixed deposits, accounts, etc., are not the only features of the bank. The following features and benefits add to the bank’s attractiveness.

• Customers may manage their cash and pay invoices more quickly by connecting to their accounts online.
• It offers a full variety of banking products, including deposit accounts, PNB loans, payment and collection services, and investments.
• The online banking service employs advanced encryption and multilayer authentication to safeguard users’ privacy and financial information.
• The product and service prices and fees are quite competitive.
• Punjab National Bank provides good value to customers by giving competitive rates and fees.
• A high level of customer service is provided, as well as personalised customer care and a variety of helpful advice.
• India has a large network of branches and ATMs, making it easy for customers to access their money.
• There is a multinational existence, with offices and branches all over the globe, allowing consumers to easily access cash and services on a worldwide scale.

Punjab National Bank Overview

Punjab National Bank (PNB), India’s first Swadeshi bank, began operations from Lahore on April 12, 1895, with an authorised capital of Rs. 2 lakhs and working capital of Rs. 20,000. The bank was founded in the spirit of nationalism and was the first bank controlled entirely by Indians with Indian capital. During the Bank’s long history, nine banks have merged or amalgamated with PNB. As of June 2023, the bank had 48,015 delivery channels, including 10,080 domestic branches, two international branches, 12,820 ATMs, and 25,115 business correspondents. To accommodate their needs, the bank aims to provide its customers with the best banking products like PNB loans, deposits, transfers, cash deposits etc.

Products Offered by Punjab National Bank

PNB offers a variety of products to its customers to help them encounter all their banking activities. A list of the products offered by the bank is given below:

Loans

The various Punjab National Bank loans meet your various needs. Whether you need money for a house or your child’s education, PNB’s one-of-a-kind and need-specific loans will help you realise your dreams. The following loan products are available from Punjab National Bank:

• Home loans
• Vehicle Loan
• Education Loan
• MSME Loan
• Gold Loan
• Personal Loans
• Agricultural Loans
• Corporate Loans

Insurance

In order to meet its customers’ financial and investment needs, Punjab National Bank has made a variety of insurance products available to them through partnerships. Because the bank cares about you and your family, it is eager to learn about your financial needs and work with you to achieve your objectives. The Punjab National Bank provides the following insurance products:

• Life Insurance
• Health Insurance
• General Insurance
• Pradhan Mantri Jeevan Jyoti Bima Yojana
• Pradhan Mantri Suraksha Bima Yojana

Investments

Whether you are a novice or a seasoned investor, their comprehensive array of Investment products may help you achieve your financial goals and aspirations. The varied range of investment options is perfect for meeting your individual financial needs based on your profile and for diversifying your portfolio. The Punjab National Bank provides the following investment products:

• Gold Monetisation Scheme
• Fixed Deposit

Accounts

Punjab National Bank offers a choice of accounts to assist you in reaching your financial goals and protecting your future. Choose from a variety of deposit alternatives designed to match your individual requirements. The Punjab National Bank provides the following account products:

• Saving Fund Accounts
• Current Account
• Capital Gain Account Scheme

Services Offered by Punjab National Bank

Services offered by a bank make it unique and desirable. The number of services available to a customer of PNB is given below:

• UPI 123PAY
• Loan EMI Repayment
• Debit Card Transaction Enable/Disable
• Point Of Sale (PoS)
• BHIM Aadhaar Pay
• Bharat/BHIM QR Code
• Internet Payment Gateway (IPG)
• PNB Cash Acceptor Cum ATM
• Passbook Updation Machine (PUM)
• Electronic Cheque Deposit Machine (ECDM)
• Outward NACH Mandate Cancellation
• Safety Ring
• Credit Card Against FD Through PNBONE
• Issuance of virtual-only credit cards through digital channels
• PreQualified Credit Card
• PNB Digital Rupee Privacy Policy
• PNB ONE
• E-Mandate Registration
• FinTech Initiatives
• Positive Pay System (PPS)
• PNB PIHU
• Banking Services Through WhatsApp
• OTP-Based Aadhaar Seeding
• Retail Internet Banking
• Corporate Internet Banking
• BHIM PNB (UPI)
• RTGS/NEFT/IMPS/ECS/NACH
• Green PIN – Debit Card
• Missed Call Services
• E-Statement
• SMS Banking

Punjab National Bank Corporate office Details with Contact numbers and Email ID

The customers of Punjab National Bank may need assistance in different banking activities like applying for PNB loans or doing cash transfers etc. The bank has set up customer service to help customers resolve their queries. The following are the details of customer care, including the corporate office details.

Corporate Office Address

Plot No 4, Sector -10 Dwarka New Delhi -110075

Customer Care Number

Toll-Free No.

• 1800 1800
• 1800 2021
• 1800 180 2222
• 1800 103 2222

Landline: 011-28044907