- Home
- Banks In India
- Housing Development Finance Corporation
HDFC Ltd
Unlock Best Home Loan Offers From 10+ Lenders
Loans offered by Housing Development Finance Corporation
Housing Development Finance Corporation Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
---|---|---|---|---|
Housing Development Finance Corporation Home Loan | 8.5% - 9.4% | Up to Rs 4,999 | ₹1L - ₹1Cr Tenure(1 - 30 Years) | Know More |
Housing Development Finance Corporation Loan Against Property | 9.5% - 12.25% | Up to 1% of loan amount (minimum Rs 75,000) | ₹8L - ₹1.5Cr Tenure(1 - 2 Years) | Know More |
Features and Benefits of HDFC Ltd
- Emphasis on digital and swift banking and application services for customer convenience.
- A vast network of 603 inter-linked offices inclusive of 202 HDFC Sales offices.
- Scaled-up distribution via HDFC Bank, HDFC Sales and third-party direct-selling associates.
- Availability of customized home loans for meeting diverse customer requirements with attractive interest rates and other terms and conditions.
- Attractive Fixed Deposit and other schemes for customers.
HDFC Ltd Overview
HDFC Ltd is one of India’s biggest financial institutions and a leading housing finance provider as well. The bank prides itself on having fulfilled more than 8 million housing dreams since its official inception. HDFC Ltd was established as a speciality housing finance provider in the year 1977.
- HDFC Ltd has already financed 8.6 million housing units to date and counting.
- Gross loans of the bank stand at Rs. 5.7 trillion.
- It has 2.1 million deposit accounts.
- HDFC Ltd has also carried out consultancy projects for housing finance in several countries spanning Africa, Asia, and East Europe.
- Core values include integrity, trust, professionalism and integrity while the bank also aims at enhancing India’s residential housing tally through offering seamless home loans while enhancing resource flow towards this sector.
- HDFC Ltd maintains low gross NPAs and cost-to-income ratio along with enhancing return on equity annually while consistently growing its loan book.
Quick Links
Get your latest Credit Score, FREE
Guide
Get in-depth knowledge about all things related to and your finances

RBI Slashes Repo Rate to 6% in April 2025 Amid Global Uncertainty
In a much-anticipated move, the Reserve Bank of India (RBI) announced a 25 basis point rate cut, bringing the key lending rate down from 6.25% to 6%. The decision, unveiled on 9 April 2025, marks the

Cost to Company (CTC)
When considering a job offer, it's easy to become fixated on the attractive "CTC" figure. But there's more to this figure than strikes the eye. Realising the value of CTC requires going beyond its ini

EMI: Meaning, How It Works, Calculation Method, Benefits & Drawbacks
EMIs have become one of the most common forms of payment for any financial obligation, from college fees to purchasing a new phone. This fixed monthly amount saves lakhs of citizens annually by preven