EQUITAS SMALL FINANCE BANK IFSC CODE

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Equitas Small Finance Bank is a new age bank offering a new form of banking for families, businesses, youth, and children across India. Equitas is a microfinance company that works towards enabling livelihoods and elevating lives. The company has set up its branches across various parts of the country. An IFSC Code has been allotted to each branch.  

Typically, the IFSC code is allotted to all the banks and their branches by the RBI (Reserve Bank of India). One can easily find the IFSC code of Equitas Small Finance Bank on the passbook or cheque issued by the bank. An IFSC code is a must-have to ensure any kind of fund transfer. 

Equitas Small Finance Bank IFSC Code Structure

The 11-digit alphanumeric code of Equitas Bank IFSC is structured in a particular format. The first four characters of the pattern represent the bank’s name, while the last six characters denote the bank’s branch. The fifth character is usually ‘0’ (zero), which is reserved for future utilisation. 

For instance, the IFSC code for Equitas Bank in sector 15 Gurgaon is ESFB0011005. Here, ESFB represents the bank’s name, while 11005 specifies the branch of Equitas Bank, and the fifth character ‘0’ is simply a zero. 

How to Find Equitas Bank IFSC Code on a Bank Cheque?

One of the easiest ways to find Equitas Bank IFSC Code is to refer to the chequebook. Every leaf of the chequebook contains the IFSC Code on the top left corner of the page. Another way to find the IFSC Code is in the passbook issued by the bank. 

You can also visit the RBI or Equitas Bank’s official websites and look for the IFSC code for a particular branch.

FAQs

How can I know the branch name of Equitas Bank?

You can find the branch details, IFSC code and address printed on the passbook and chequebook issued by the bank. The complete address of the bank is printed on the top left corner of every bank issued cheque leaf.

Is the IFSC code the same for all the Equitas Bank branches?

No, the IFSC code differs for every branch, and each has a unique 11-digit code to differentiate between each branch and help keep track of any transactions.

What are the IMPS charges by Equitas Small Finance Bank?

Equitas Bank charges ₹ 1 per IMPS transaction for internal fund transfers. However, for external fund transfers, the bank levies ₹ 5 per transaction for ₹ 1,00,000. For transactions between ₹ 1,00,001 to ₹ 2,00,000, the customers will be charged ₹ 15 per transaction.

What is the bank code of Equitas Bank?

The bank code for Equitas bank is the first four characters of the IFSC code. In this case, it is ‘ESFB’.

Where could you find your Equitas Small Finance Bank IFSC code?

The Equitas Small Finance Bank IFSC Code is available in the bank passbook and chequebook issued to every customer. Alternatively, you can also search on Google by mentioning where your branch is located. You can visit Equitas Bank or RBI’s website and check for the IFSC code.

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