Dewan Housing Finance Corporation Ltd (DHFL)

Features and Benefits of DHFL

DHFL (now Piramal Housing Finance) understands the importance of owning a home and offers affordable housing loans to customers. Here are a few features and benefits:

• Wide Range of Products: DHFL could offer a variety of financial products, including home loans, loan against property, and builder loans, meeting diverse customer needs.
• Flexible Repayment: The company might provide flexible repayment options, allowing customers to choose a repayment plan that best suits their financial situation.
• Competitive Interest Rates: DHFL could offer competitive interest rates on its loan products, making home buying affordable for many.
• Easy Application Process: The company could have a straightforward and efficient application process, with customer service support to assist applicants.
• Tailored Financial Advice: DHFL may provide expert financial advice tailored to the needs of each customer, helping them make informed decisions.

DHFL Overview

Established in 1984, Dewan Housing Finance Corporation Ltd. (DHFL) has significantly shaped India’s financial landscape, empowering millions to realise their homeownership dreams. As a comprehensive financial services provider, DHFL’s offerings extend beyond just home loans. The company provides an array of products, including loans for property purchase, construction, and renovation, loans against property, business loans, medical equipment loans for healthcare professionals, and much more.

To further enrich its customers’ financial health, DHFL also offers fixed deposit schemes, featuring attractive interest rates and flexible tenures. The financial powerhouse doesn’t stop there – it ventures into the realm of insurance, providing solutions for life, health, and general protection. Moreover, DHFL provides wealth creation and asset management services through its mutual fund products.

Products offered by DHFL

Loan Against Property: Unlocking the Potential of Assets

At DHFL, customers can leverage their existing property assets to meet personal or professional expenses through a loan against property.

• With minimal documentation requirements and a streamlined process, DHFL ensures quick disbursal of funds, allowing borrowers to address their financial needs promptly. 
• Whether it’s expanding a business, funding education, or meeting any other financial obligation, DHFL provides a convenient and hassle-free solution by utilising the value of the property.

This feature empowers customers to unlock the hidden potential of their assets and achieve their goals with ease.

Investment Funds: Building Wealth and Securing the Future

DHFL offers a diverse range of investment funds designed to assist customers in wealth creation and asset management. These investment options provide individuals with an opportunity to grow their savings and secure their financial future.

• Whether it’s a short-term investment goal or a long-term wealth-building strategy, DHFL’s investment funds cater to various risk appetites and financial objectives. 
• With professional expertise and robust portfolio management, DHFL guides customers towards making informed investment decisions and maximising their returns.

Insurance Plans: Protecting Those Who Serve

DHFL values the dedication and sacrifice of our armed forces personnel. To provide them with comprehensive protection, DHFL offers a special insurance plan that covers war and war-like situations. This unique policy provides financial security to our brave soldiers and their families, ensuring peace of mind during challenging times. By extending this exclusive insurance coverage, DHFL expresses its gratitude towards the armed forces and reaffirms its commitment to safeguarding their interests.

Services Offered by DHFL

The services offered by DHFL cater to a wide range of financial needs, from securing a home to expanding a business, and from creating a safety net of insurance to growing wealth via investments. With its customer-centric approach, DHFL continues to be a preferred financial services provider. Some of the services offered by DHFL are:

Home Loans for Buying, Constructing, or Renovating a House

DHFL offers comprehensive home loan solutions designed to cater to various needs. These range from purchasing a new house, constructing your dream home, or undertaking renovations to give your existing house a fresh look. Key features of DHFL Home Loans include:

• Competitive interest rates
• Flexible repayment tenures
• Loan amounts depending upon the customer’s financial profile and the property value
• Streamlined application and approval process

Loan Against Property for Personal or Business Needs

To cater to immediate financial requirements, DHFL provides Loan Against Property services. These loans can be utilised for diverse personal or business needs such as:

• Financing a child’s education
• Covering medical expenses
• Business expansion
• Debt consolidation
• Major life events The loan amount is determined by the market value of the property, and the repayment term can be flexible.

Business Loans for Working Capital, Expansion, or Equipment Purchase

DHFL supports business owners and entrepreneurs with tailored Business Loans. These are designed to fund:

• Working capital needs
• Business expansion plans
• Equipment purchases

The business loans feature competitive interest rates, flexible repayment options, and a hassle-free application process.

Medical Equipment Loans for Doctors and Healthcare Professionals

To support the healthcare sector, DHFL offers specialised loans for the purchase of medical equipment. Aimed at doctors and healthcare professionals, these loans help them to:

• Upgrade existing equipment
• Purchase new medical technology
• Expand services to offer more advanced care

Fixed Deposit Schemes with Attractive Interest Rates and Flexible Tenures

For those looking for safe and steady returns, DHFL offers Fixed Deposit schemes. The schemes come with:

• Attractive interest rates
• Flexible tenures ranging from 12 to 120 months
• The provision to receive periodic interest payouts or to reinvest the interest

Insurance Services for Life, Health, and General Protection

In collaboration with leading insurance providers, DHFL offers a suite of insurance products to safeguard customers’ health, life, and general assets. Insurance services provided include:

• Life insurance plans for family protection, retirement planning, wealth creation, etc.
• Health insurance plans to cover hospitalisation and other medical expenses
• General insurance for motor, travel, home, etc.

Mutual Fund Products for Wealth Creation and Asset Management

DHFL presents an array of Mutual Fund products to help customers grow their wealth over time. These mutual fund services allow customers to:

• Diversify their investments across asset classes
• Choose from equity, debt, or hybrid funds based on risk appetite
• Avail professional fund management and advisory services

DHFL Corporate Office Details with Contact Numbers and Email ID

DHFL is a leading housing finance company that offers various products and services to its customers. The company is committed to providing excellent customer service and support to its existing and potential customers. If you have any queries, complaints, or feedback regarding DHFL products or services, you can easily get in touch with them through various channels.

Here are the DHFL corporate office details with contact numbers and email ID:

• DHFL Corporate Office Address: Piramal Capital & Housing Finance Limited (Piramal Finance), formerly known as Dewan Housing Finance Corporation Ltd., 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W) Mumbai MH 400070
• DHFL Corporate Office Contact Number: 1800 266 6444 (Toll Free)
• DHFL Corporate Office Email ID: customercare@piramal.com
• DHFL Nodal Officer Details: Nodal Officer – Mr. Kishore Dalwani, Piramal Capital & Housing Finance Limited (Piramal Finance), formerly known as Dewan Housing Finance Corporation Ltd., 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W) Mumbai MH 400070. Email: nodal.officer@piramal.com Contact Number: 022- 69181439