Union Bank of India Timings

Managing your finances efficiently often requires visiting Union Bank — both its customers and beneficiaries of the bank — for various transactions, inquiries, and services. Hence, it is essential to know the bank’s opening and closing times and lunch hours. Furthermore, there is a common misconception that Union Bank’s working hours and business hours (spanning from the bank’s opening to closing hours) are the same. However, understanding the distinction between these timings is prudent to prevent unnecessary revisits or enduring long waits for service.

So, let’s read this guide to know about Union Bank timings on weekdays, weekends, and holidays. You will also find valuable tips on planning your visit to a bank branch and a comprehensive list of bank holidays in 2023.

Union Bank of India Working Hours

When it comes to Union Bank operation hours, they are typically divided into three parts: regular weekday timings, weekday timings, and holiday timings. Let’s take a look at each of them:

Regular Weekday Timings

The regular weekday timings refer to the days from Monday to Friday, excluding bank holidays. Union Bank opening hours and closing hours are as follows: 

 

Union Bank Timings	Union Bank Working Hours
Union Bank opening hours	10:00 AM
Union Bank closing hours	04:00 PM

Union Bank Weekend Timings

The weekend timing refers to the first, third, and fifth Saturdays of every month, excluding bank holidays. Union Bank opening hours and closing hours on weekend days are as follows:

 

Union Bank Timings	Union Bank Working Hours
Union Bank opening hours	10:00 AM
Union Bank closing hours	04:00 PM

Holiday Timings

Union Bank of India, like all other banks, observes specific holidays throughout the year. On these holidays, the bank’s branches remain closed. Moreover, the bank remains closed every Sunday and on the second and fourth Saturdays of each month. So, it is essential to be aware of these holiday timings to plan your banking activities accordingly.

Union Bank of India NEFT and RTGS Timings

NEFT and RTGS are electronic funds transfer systems allowing customers to transfer money from one bank account to another. Union Bank of India offers its customers NEFT and RTGS services through branches and online modes. The Union Bank timings for NEFT and RTGS are as follows:

NEFT (National Electronic Fund Transfer):

Union Bank Timings on NEFT	Union Bank Working Hours
Weekdays	8:00 AM to 6:30 PM
Working Saturdays	8:00 AM to 6:30 PM

RTGS (Real Time Gross Settlement):

Union Bank Timings on NEFT	Union Bank Working Hours
Weekdays	8:00 AM to 4:20 PM
Working Saturdays	8:00 AM to 4:20 PM

Union Bank of India Lunch Timings

Union Bank of India does not offer its staff a regular lunch break. Employees take their lunch breaks in rotations to ensure the uninterrupted operation of the bank’s services. Thus, customers are always welcome to visit the branch during Union Bank business hours without concern about suspending the bank’s services for lunch.

Union Bank of India Locker Timings

Union Bank of India’s locker hours are the same as their regular banking hours. I.e., if you want to use or apply for a locker, you can visit your local branch during Union Bank working hours. Union Bank operation hours are typically considered as 8:00 AM to 6:30 PM. 

Major cities’s Union Bank of India Timings:

Below are the typical Union Bank operating hours in major cities in India.

City	Opening Time	Lunchtime	Closing Time	Working Hours
Delhi	10:00 AM	Nil	4:00 PM	6 hr
Mumbai	10:00 AM	Nil	4:00 PM	6 hr
Kolkata	10:00 AM	Nil	4:00 PM	6 hr
Chennai	10:00 AM	Nil	4:00 PM	6 hr
Bangalore	10:00 AM	Nil	4:00 PM	6 hr
Hyderabad	10:00 AM	Nil	4:00 PM	6 hr

Union Bank of India Holidays List 2023

Let’s take a look at nationwide gazetted holidays in Union Bank of India for 2023:

Date	Day	Holiday
14 January 2023	Saturday	Second Saturday
26 January 2023	Thursday	Republic Day/Saraswati Puja
28 January 2023	Saturday	Fourth Saturday
11 February 2023	Saturday	Second Saturday
18 February 2023	Saturday	Mahashivratri (Maha Vad-14)/Sivarathri
25 February 2023	Saturday	Fourth Saturday
07 March 2023	Tuesday	Holi/Holi (Second Day)/Holika Dahan/Dhulandi/Dol Jatra/Attukal Pongala
11 March 2023	Saturday	Second Saturday
22 March 2023	Wednesday	Gudi Padwa/Ugadi Festival/Bihar Divas/Sajibu Nongmapanba (Cheiraoba)/Telugu New Year’s Day/1st Navratra
25 March 2023	Saturday	Fourth Saturday
30 March 2023	Thursday	Shree Ram Navami (Chaite Dashain)
01 April 2023	Saturday	To enable Banks to close their yearly accounts
04 April 2023	Tuesday	Mahavir Jayanti
07 April 2023	Friday	Good Friday
08 April 2023	Saturday	Second Saturday
14 April 2023	Friday	Dr. Babasaheb Ambedkar Jayanti/Bohag Bihu/Cheiraoba/Vaisakhi/Baisakhi/Tamil New Year’s Day/Maha Bisubha Sankranti/Biju Festival/Buisu Festival
22 April 2023	Saturday	Fourth Saturday
01 May 2023	Monday	Maharashtra Day/May Day
05 May 2023	Friday	Buddha Purnima
13 May 2023	Saturday	Second Saturday
27 May 2023	Saturday	Fourth Saturday
10 June 2023	Saturday	Second Saturday
24 June 2023	Saturday	Fourth Saturday
28 June 2023	Wednesday	Bakri Eid (Eid-Ul-Zuha)
08 July 2023	Saturday	Second Saturday
22 July 2023	Saturday	Fourth Saturday
29 July 2023	Saturday	Muharram (Tajiya)
12 August 2023	Saturday	Second Saturday
15 August 2023	Tuesday	Independence Day
16 August 2023	Wednesday	Parsi New Year
26 August 2023	Saturday	Fourth Saturday
09 September 2023	Saturday	Second Saturday
19 September 2023	Tuesday	Ganesh Chaturthi/Samvatsari (Chaturthi Paksha)
23 September 2023	Saturday	Fourth Saturday
28 September 2023	Thursday	Eid-E-Milad/Eid-e-Meeladunnabi – (Prophet Mohammad’s Birthday) (Bara Vafat)
01 October 2023	Sunday	Mahatma Gandhi Jayanti
14 October 2023	Saturday	Second Saturday
24 October 2023	Tuesday	Dussehra/Dusshera (Vijaya Dashmi)/Durga Puja
28 October 2023	Saturday	Fourth Saturday
11 November 2023	Saturday	Second Saturday
14 November 2023	Tuesday	Diwali (Bali Pratipada)/Deepavali/Vikram Samvant New Year Day/Laxmi Puja
25 November 2023	Saturday	Fourth Saturday
27 November 2023	Monday	Guru Nanak Jayanti/Karthika Purnima/Rahas Purnima
09 December 2023	Saturday	Second Saturday
23 December 2023	Saturday	Fourth Saturday
25 December 2023	Monday	Christmas

Tips to Planning Your Visit to Union Bank of India

To ensure a smooth and hassle-free banking experience at Union Bank of India, consider the following tips:

Check the Branch Timings 

Typically, Union Bank’s operating hours are from 10:00 a.m. to 04:00 p.m. However, it’s important to note that there may be slight variations in these hours for certain cities. Hence, it is advisable to confirm the specific operating hours of a branch you plan to visit. You can easily find this information on the official website of the Union Bank of India or via Google search using the branch’s name.

Visit Non-Peak Hours

Non-peak hours are the time when a bank is less busy and has lower demand for their services. Namely, visiting this time, you can minimise or avoid unnecessary delays in receiving their services, especially if you have important transactions or inquiries. Typically, the quietest times to visit are before 11 a.m. and after 2 p.m.

Carry Necessary Documents 

Let’s not forget to bring all pertinent documents for your specific visit and ensure that any forms, if applicable, are filled in without errors. Besides, make sure you have valid identification documents with you, such as your Aadhar card, PAN card, or passport, as you may be required to provide them for certain transactions. By adhering to these guidelines, you can streamline the process and prevent the need for revisits.

Arrive Early

When it comes to visiting the bank, it is always better to arrive a bit early, as unexpected delay is common in the Bank. So, this proactive approach empowers you to mitigate the inconvenience of any unexpected delay occurs. Ultimately, it is highly recommended to double-check the holiday schedule. This small yet crucial step can save you the hassle of showing up at the bank’s doorstep on a day when it is closed.

Conclusion

Union Bank of India, with its extensive network of branches and digital banking services, strives to provide efficient banking solutions to its customers. Understanding the Union Bank timings, including regular weekday hours, weekend hours, and holiday schedules, is essential for planning your banking activities effectively. By adhering to these timings and following the provided tips, you can ensure a seamless and hassle-free banking experience with Union Bank of India.