PNB Net Banking

India’s first domestic bank, Punjab National Bank (PNB), has been in existence since 1895. In terms of business and network, the bank is currently ranked second. For a variety of personal banking services and products, including deposit accounts, loans, credit cards, and more, the bank is a one-stop shop for all the banking needs of its customers. 

Since its founding, the bank has kept up with current trends. The bank is committed to bringing its extensive portfolio of goods and services to the convenience of its client’s homes through internet banking services. 

Read on to know more about PNB net banking and various other aspects.

How to Register for PNBnetbanking?

The steps to register for PNB net banking online are given as follows:

• Pay a visit to the official website of Punjab National Bank
• On the right panel of the homepage, select the ‘Internet banking’ option
• The new page will ask you to choose between ‘Retail Internet Banking’ and ‘Corporate Internet Banking. Select the one you wish to choose
• Opt for the ‘New User’ option found below the ‘Enter User ID’ field
• As the Registration Type, select “Register for Internet Banking” and enter your account number.
• Click on the”Verify” button.
• The “Type of Facility” must be entered.
• A one-time password (OTP) will be sent to the entered mobile number. Click “Continue” after entering this OTP.
• To continue, click the “Continue” button after providing the PNB debit card number and ATM PIN.
• The login and transaction passwords must be set, which will be requested. For confirmation, type each password twice. Please note that the login and transaction password cannot be the same.
• Select “Complete Registration” after agreeing to the terms and conditions.
• To confirm that the registration procedure has been successful, a confirmation message will be shown on the screen.

Steps to Log In to PNB Internet Banking Portal

You must be aware of the following steps to do PNB net banking login:

• Visit the PNB website for formal internet banking.
• After entering the user ID, press “Continue.” In this case, the user ID and the customer ID are identical.
• As you sign up for the service, enter the login password you created.
• To log in, click the ‘Login’ button.
• To the mobile number you have on file, an OTP will be issued. To successfully log in, enter your OTP.
• You will be required to choose seven security questions from a list of 50 questions when you first log into the account. Add the responses to these questions as well. To confirm that you are the one logging in, you will later be required to respond to one of the selected questions.
• Click “Register.”
• During your first login, you will also be prompted to select an image and compose a suitable sentence for it.
• Once you are done, click on ‘Submit’ 
• You will be logged in to your PNB net banking account

Services Available Under PNBnetbanking?

The services available under PNB at banking retail are given below:

• Online account opening available for Public Provident Fund (PPF), recurring deposit, and fixed deposit accounts. Online account closure for FDs is also possible.
• Pay your utility bills online, including those for power, phone service, and credit cards. Online mutual fund investing is another available service.
• Use PNB Internet Banking to make tax payments.
• Check Account Information on the PNB internet banking website; you can view information about your nominees and your PNB account’s balance, account statement, and prior transactions.
• You can request a new chequebook, check the status of a current cheque, and ask to have an already issued cheque from being processed.
• You can also ask to increase your credit card limit, use your credit card’s reward points, renew your FD, and make other requests.

PNB Internet Banking Services

The services offered by PNB net banking online are given in the table below:

Financial Services	Non-Financial Services	Value Added Services
Transferring Funds Within Punjab National Bank –  Transfers to self Transfers to their party	View Account Details – Account statement  Details of nomination  History of transactions AMB/AQB	Reset password and register online service to debit card holders Mobile banking services like resetting password and online registration TDS details of accounts Future date setup for processing of a transaction Recurring transactions Aadhar, GSTIN and PAN registration. View mobile number registered with the bank Change user ID Personalise account’s dashboard Income tax e-filing Form 26AS generation Display last 10 SMS received on the mobile number registered with the bank Site Map E-interest certificate for loan accounts for education and housing Register for PMSBY, PMSBY and PMJJBY Apply for overdraft under PMJDY Personal Financial Management Streamline bulk payments by ad-hoc and automated bulk upload capability  Corporate level zero-limit facility View-Only Website for Corporate PNB enrollment and withdrawal verify
Transfer Funds To Other Banks – RTGS IMPS functions 24×7 including holidays and Sundays  NEFT Indo Nepal Remittance	Services Related to Cheque – Stop cheque payment Inquire about the Cheque Status  Raise a request for Cheque book  Authentication of PNB Suraksha Cheque  Destroy Cheque
Online Services – Open recurring and fixed deposit accounts  Modify instructions on FD/RD accounts Commencement of PPF account during bank hours Mature and premature closure of FD account  Payment of credit card, utility bills and taxes Overdraft for PMJDY account	Offline Service Requests – Credit card limit change  Redeem reward points on credit card  Register to receive bank statement on e-mail  Break or renew fixed deposit Apply for products offered by the bank
Fund transfer in Government Business Account – SSA accounts PPF accounts	Debit Card Related – Personalise your card Turn card on or off Set various limits Debit cards hot-listing  Inquire about activities on your debit card  Set or reset the card’s PIN
Link and view Demat account

How Can You Transfer Funds Online through PNBnetbanking?

You must be aware of the below-mentioned steps to transfer funds using online PNB net banking:

• Access your account by logging in to the PNB internet banking website.
• You can transfer money to a different account within PNB, a different bank, or your account. Consequently, under “Transactions,” select a suitable alternative.
• Choose the accounts that you want to transfer money from and to. To make the transfer, add the beneficiary’s information if it hasn’t already been.
• Fill in the transferable amount. 
• The current date will be used by default as the transaction date. You can adjust it so that the payment is scheduled for a later time.
• The amount and frequency of the payment, such as daily, weekly, monthly, quarterly, or yearly., can be specified when setting up a recurring payment.
• For transaction verification, click the “Continue” button to display all the data.
• To finish the transaction, click the “Submit” button when you are certain that all the information is accurate.

Transaction Limits and Charges Applicable in PNB Net Banking

The transaction limits and charges applicable on PNB net banking online are given below:

PNBnetbanking NEFT Charges

Transfer Amount	Charges Applicable
Below Rs.10,000	Rs.2 + GST
Rs.10,000-Rs.1 lakh	Rs.4 + GST
Rs.1 lakh-Rs.2 lakh	Rs.12 + GST
Above Rs.2 lakh	Rs.20 + GST

Note: The above rates are mentioned as on September 23, 2022,

PNBnetbanking RTGS Charges

Transaction Amount	Transaction Charges
Rs.2 lakh-Rs.5 lakh	Rs.20 + GST
Above Rs.5 lakh	Rs.40 + GST

Note: The above rates are mentioned as on September 23, 2022,

PNBnetbanking PNB IMPS Charges

Amount	Charges Applicable
Up to Rs.50,000 per day	Rs.5 + GST

Note: The above rates are mentioned as on September 23, 2022

How to Reset PNB Internet Banking Password?

Below are the steps that need to be followed to reset the password of PNB bank net banking:

• Visit the PNB website for internet banking.
• After entering your user ID, press the “Continue” button.
• Select the “Forgot Password” link on the next screen.
• Re-enter the user ID and press “Submit.”
• Click “Continue” after entering the OTP you receive on your registered mobile number.
• Add the PNB debit card number, linked account number, and ATM PIN. Then click “Continue.”
• Your browser will link you to a page where you can change your password. You can modify the transaction password, login password, or even both here.
• Click “Continue.”
• After the requested password has been reset, you will receive an approval on your screen.