A Step-by-Step Guide to Google Pay UPI PIN Update

Unified Payments Interface (UPI) allows an individual or a business to carry on various banking transactions without having to go to the bank. Transactions and activities like self-transfer, payments made by scanning QR codes, balance checks, payments to specified cell numbers, and more features are possible through UPI. Google UPI or Gpay is one of the platforms in India that allows safe transfers using UPI. The user is required to enter a four-digit UPI PIN to allow transactions to take place. However, there are times when you need to reset or change the PIN due to security reasons or maybe you forgot the password, or there is a need for Google Pay UPI PIN new set-up.

This blog might not be a Half-Blood Prince, but like his book, it mentions the easiest steps to brew the perfect potion. Get to know how to change Google Pay UPI PIN and what are its benefits and prerequisites.

What is Google UPI PIN?

Back in 2017, Google was the first to launch the Google Tez UPI-based payment system. The software transformed India’s online payment system and is still one of the country’s most popular UPI apps. Later, on August 28, 2018, the organisation changed its name to Google Pay, and then after a few years, it was rebranded GPay. If you have forgotten your Google Pay account’s PIN, you may be interested in learning how to replace or reset the UPI on the Google Pay app.

All Google Pay transactions are often secured by a UPI PIN, a four to six-digit code frequently typed to access the GPay app or make a new payment. The UPI PIN is significant since the e-commerce platform allows customers to pay straight from their bank accounts. 

Prerequisites to Change Your Google UPI PIN

Certain things must be taken care of when changing UPI PIN in Google Pay. These prerequisites ensure that Google Pay UPI PIN change has taken place.

• The location or GPS on your smartphone must be turned on so that the GPay app can determine whether the action is being conducted in a safe setting.
• Your phone number and bank account should be linked. If it isn’t linked, go to the closest branch of your bank.
• Please ensure that your smartphone’s internet connection is stable. An unreliable connection can cause problems, and the amount may be deducted without your knowledge.
•  If you suspect your UPI PIN is hacked, or if it is a basic one like 0000 or 1234, you should urgently reset or update it.

How to Change Your Google UPI PIN

A UPI PIN is often generated when a user enters their bank account information into Google Pay. However, for various reasons, a user may wish to perform Google Pay UPI PIN change as well. If you input an incorrect UPI PIN a maximum of three times, the UPI PIN must be reset after 24 hours.

• Open the Google Pay application on your smartphone
• Locate and tap on your photo in the top right corner of the homepage.
• Select the ‘Bank Account’ option from the menu and choose the bank account of which you wish to reset the PIN. 
• Tap on the ‘Forgot UPI PIN’ option
• Google Pay will verify your phone number by sending you an SMS. 
• Once the verification is done, you will be required to enter the last six digits and the expiry date of your debit card number. 
• Input the OTP sent on your registered number by the bank and the Google Pay UPI PIN update and reenter the same to confirm.
• As soon as both of the UPI PINs match, your Google Pay UPI PIN change will have taken place.

How To Reset Your UPI PIN On Google Pay?

Google Pay UPI PIN reset is an easy task. Google Pay is a hassle-free application that encourages users to make easy transactions. The following steps must be followed to perform a Google Pay UPI PIN reset.

• Open the Google Pay application on your smartphone
• Locate and tap on your photo in the top right corner of the homepage.
• Select the ‘Bank Account’ option from the menu and choose the bank account you wish to reset PIN of Google Pay.
• Tap on the three vertical dots on the right of the screen and select the ‘Change UPI PIN’ option.
• Input the new Google Pay UPI PIN update and reenter the same to confirm.
• As soon as both of the UPI PINs match, your Google Pay UPI PIN reset will have taken place.

Benefits of Changing Your UPI PIN

UPI PIN is an essential part of making a transaction. There are numerous benefits when a user performs a Google Pay UPI PIN change. A few of these benefits are listed below. 

• While UPI has made money exchange easier compared to ever before, it has also increased cybercrime incidences. It is critical to alter your Google UPI PIN to avoid falling victim to such scams.
• The process of transferring can be completed in a second.
• Because no account information is shared, it is extremely safe.
• Ensures that the transaction system is safe and secure.
• It is appropriate for e-commerce platforms.

Conclusion

This blog informs its readers about the steps for Google Pay UPI PIN new set-up. The UPI PIN is essential to carry forward with a transaction in the GPay app. The benefits and other requirements have also been highlighted, which, we hope, helped the readers to smoothly carry on with the process.