HDFC Debit/ATM Pin Generate Through Net Banking & SMS

HDFC Debit/ATM Pin Generate Through Net Banking & SMS
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Thejus KS
Thejus KS
A mechanical engineer turned history buff with a sprinkle of financial brilliance. Thejus’s expertise comes with a unique blend of engineering precision, timelines, and the power of numerals. He knows that numbers are the pulse of our globe. Attention to detail and extensive research are the key elements of his writing.
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Piyush Bothra
Piyush Bothra
Chief Financial Officer, Square Yards
Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

ATM cards have become an indispensable part of our lives in this digital age. With the convenience of withdrawing cash anytime, anywhere, it has become necessary for all. However, ensuring the safety of your ATM card and its PIN is essential. HDFC Bank, one of the leading banks in India, provides various methods to create or regenerate your HDFC ATM card PIN. This blog will take you through the step-by-step process of HDFC ATM pin generation through net banking, mobile banking, HDFC ATM, SMS, and customer care. We will also cover what to do if you have not received your debit card or PIN, dos and don’ts to secure your HDFC ATM card and PIN.

How to Create an HDFC ATM Card Pin?

Generating a PIN is the first step to using your HDFC ATM card. Follow these steps to create an HDFC ATM card PIN:

  1. Visit the HDFC Bank ATM and insert your ATM card.
  2. Select the “Create new ATM PIN” option on the screen.
  3. Enter your registered mobile number, and an OTP will be sent to your number.
  4. Enter the OTP received on your registered mobile number.
  5. Set your 4-digit ATM PIN and re-enter it to confirm.

HDFC ATM Pin Generation through Net Banking

You can quickly generate your ATM PIN online if you are an HDFC Bank customer registered for net banking. Follow these steps:

  • Log in to your HDFC Bank net banking account.
  • Click the “Cards” tab and select “Debit Cards” from the drop-down menu.
  • Choose the debit card for which you want to generate the PIN.
  • Click on “Generate PIN” and follow the instructions.
  • Your new ATM PIN will be generated and sent to your registered mobile number.

HDFC ATM Pin Generation through Mobile Banking

HDFC Bank also offers the convenience of generating your ATM PIN through its mobile banking app. Here’s how:

  • Download the HDFC Bank mobile banking app and log in to your account.
  • Click on the “Menu” icon and select “Debit Cards” from the list of options.
  • Select the debit card for which you want to generate the PIN.
  • Click on “Generate PIN” and follow the instructions.
  • Your new ATM PIN will be generated and sent to your registered mobile number.

HDFC Debit Card Pin Generation through HDFC ATM

Another way to generate your HDFC ATM PIN is through an HDFC Bank ATM. Follow these steps:

  • Visit any HDFC Bank ATM and insert your debit card.
  • Select “Banking” and then “PIN Change”.
  • Enter your existing ATM PIN or request a new one.
  • Follow the instructions and enter your new ATM PIN.
  • Your new ATM PIN will be updated and activated immediately.

HDFC Bank ATM Card Pin Generation by SMS Number

HDFC Bank also offers the option of generating your ATM PIN through an SMS. Here’s how:

  • Send an SMS to 5676712 from your registered mobile number with the following text: COTP <last four digits of your debit card> <new 4-digit PIN>
  • You will receive a One-Time Password (OTP) on your mobile number.
  • Visit any HDFC Bank ATM and insert your debit card.
  • Select “Banking” and then “PIN Change”.
  • Enter your existing ATM PIN or request a new one.
  • Follow the instructions and enter the OTP and your new ATM PIN.
  • Your new ATM PIN will be updated and activated immediately.

HDFC Bank ATM PIN Generation through Customer Care

If you face any issues generating your ATM PIN through the above methods, call HDFC Bank customer care and request assistance. Here are the steps:

  • Call HDFC Bank customer care at 1800 266 4332 or 1800 22 1006 from your registered mobile number.
  • Choose the option for debit card-related queries.
  • Provide your account details and follow the instructions.
  • You will receive an OTP on your registered mobile number.
  • Visit any HDFC Bank ATM and insert your debit card.
  • Select “Banking” and then “PIN Change”.
  • Enter your existing ATM PIN or request a new one.
  • Follow the instructions and enter the OTP and your new ATM PIN.
  • Your new ATM PIN will be updated and activated immediately.

I Have Not Received my Debit Card / Debit card PIN. What to Do?

If you have not received your HDFC Debit Card or Debit Card PIN, there are a few steps you can take. Firstly, you can call the HDFC customer care number and inform them about the issue. They will assist you with the necessary steps to be taken. You can also visit your nearest HDFC bank branch and request a new Debit Card or Debit Card PIN. You will be required to provide your identity proof and account details for verification purposes.

How to Regenerate Your HDFC Debit Card PIN?

In case you need to regenerate your HDFC Debit Card PIN, there are several ways to do so. You can generate a new PIN using HDFC Net Banking, Mobile Banking, HDFC ATM, SMS, or by contacting HDFC customer care. Follow the instructions provided by HDFC bank through any of these modes to generate a new PIN.

Dos and Don’ts to Secure your HDFC ATM card and PIN

To secure your HDFC ATM card and PIN, it is important to follow certain dos and don’ts:

Dos:

  1. Keep your ATM card and PIN confidential, and do not share them with anyone.
  2. Memorise your PIN and never write it anywhere, including on the ATM card.
  3. Always ensure that your PIN is not visible to anyone while entering it at an ATM or POS terminal.
  4. Use ATMs that are well-lit and located in a safe and secure area.
  5. Always keep a close eye on your account statements and transaction history to detect any unauthorised activity on your account.

Don’ts:

  1. Do not disclose your ATM card and PIN to anyone, even if they claim to be from your bank.
  2. Do not use easily guessable numbers as your PIN, such as your date of birth or phone number.
  3. Do not allow anyone to stand too close to you while using an ATM.
  4. Do not leave your ATM card unattended at an ATM or any other place.
  5. Do not respond to suspicious emails, SMS or phone calls asking for your ATM card or PIN details.

By following these dos and don’ts, you can ensure the security of your HDFC ATM card and PIN and prevent any unauthorised access to your account.

FAQs on HDFC Debit/ATM Pin Generation

How can I generate my HDFC ATM PIN?

You can generate your HDFC ATM PIN by visiting an HDFC Bank ATM and following the instructions on the screen. You will need to insert your HDFC debit card and select the “Generate PIN” option. You will then need to enter your registered mobile number and follow the steps provided to generate a new PIN.

How many digits is HDFC debit card PIN?

The HDFC debit card PIN is a 4-digit numeric code.

How does the PIN get locked for HDFC Debit Cards?

The PIN can get locked for HDFC Debit Cards if you enter the wrong PIN multiple times at an ATM or point-of-sale terminal. This is a security measure to prevent unauthorised access to your account.

Can I call customer care on Sunday to regenerate HDFC Debit Card PIN?

Yes, you can call HDFC customer care on any day of the week, including Sundays, to regenerate your HDFC Debit Card PIN.

I got a call from HDFC Bank to generate my debit card PIN. What should I do?

It is advisable not to share any personal or account details over the phone. You should visit an HDFC ATM to generate your HDFC Debit Card PIN.

Do I need any documents to generate a new PIN?

No, you do not need any documents to generate a new PIN. However, you will need to have your HDFC debit card and registered mobile number with you.

Do I have to pay any charges to generate my HDFC debit card PIN?

No, there are no charges to generate a new HDFC debit card PIN.

Why am I not getting the OTP on my mobile?

There could be several reasons why you are not receiving the OTP on your mobile, such as network issues, an incorrect mobile number registered with the bank, or your mobile phone being in the “Do Not Disturb” mode. You should contact HDFC customer care to resolve the issue.

What happens if I do not activate my HDFC debit card?

If you do not activate your HDFC debit card within the stipulated time frame, your card may be temporarily or permanently blocked for security reasons. You may also be charged a fee for reissuing a new card.

How frequently should I change my debit card PIN?

It is advisable to change your debit card PIN regularly for security reasons. HDFC Bank recommends changing your PIN every three months.

What should be my debit card PIN?

Your debit card PIN should be a unique 4-digit numeric code that is easy for you to remember but difficult for others to guess. Avoid using easily guessable numbers such as your birthdate or sequential numbers.

How can I know the ATM PIN of the HDFC debit card?

You can know your HDFC debit card PIN by visiting an HDFC Bank ATM and selecting the “Forgot PIN” option. You will then need to follow the instructions provided and enter your registered mobile number to receive an OTP. Once verified, you can generate a new PIN.

Can we set a PIN for an HDFC debit card at any ATM?

You cannot set your HDFC debit card PIN at any ATM. You can only generate or change your HDFC debit card PIN at an HDFC Bank ATM.

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