Google's GPay Limit - Daily, Monthly & Maximum

Google's GPay Limit - Daily, Monthly & Maximum

Google Pay, the popular digital payment platform, imposes transaction and sending limits to ensure security and regulatory compliance. These limits dictate the maximum amount that users can send or receive within a specified timeframe. By understanding the Google GPay per day limits, users can navigate the platform with confidence, knowing the boundaries for their transactions. 

Whether it's daily, weekly, or monthly limits, familiarising yourself with these restrictions promotes a seamless payment experience while utilising Google Pay's convenient and efficient services.

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Written By
Kirti Bansal
Kirti Bansal
Kirti Bansal is an esteemed financial expert and accomplished writer, specializing in a range of financial topics, including Financial Services, Investments, Loan Assessments, Mutual Funds, and Banking. With a wealth of experience in the financial industry, she has earned a reputation as a trusted voice! Her expertise serves as a beacon for those navigating the intricacies of finance.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Google Pay Transaction Limit

Transaction Limits on Google Pay Limits
Per Transaction Limit Rs. 1,00,000
Cumulative Transaction Limit (24 hours) Rs. 2,00,000
Daily Payment Limits No daily payment limits
Monthly Payment Limits No monthly payment limits
Maximum Balance Limit Rs. 1,00,000

GoPay Limits Per Day Different Banks in India

Bank UPI Transaction Limit Google Pay per day limit
ICICI Bank 10,000 (25,000 for Google Pay users) 10,000 (25,000 for Google Pay users)
IDBI Bank 100,000 100,000
IDFC 100,000 100,000
India Post Payment Bank 25,000 50,000
State Bank of India 100,000 100,000
Axis Bank 100,000 100,000
Kotak Mahindra Bank 100,000 100,000
HDFC Bank 100,000 100,000
Punjab National Bank 100,000 100,000

How to Increase Google Pay Limit?

Increasing Google Pay limits may be possible depending on various factors such as your account status, verification level, and local regulations. Here are some steps you can take to increase your Google Pay limits potentially:

  1. Contact your bank or financial institution.

The easiest way to increase your Google Pay limits is to contact your bank or financial institution. They can review your account and determine your eligibility for a higher limit.

  1. Use Google Pay for more transactions.

If you use Google Pay for more transactions, your bank or financial institution may automatically increase your limits. This is because they will see that you are using the service responsibly and are not at risk of overspending.

  1. Improve your credit score.

If you have a good credit score, your bank or financial institution may be more likely to increase your Google Pay limits. This is because they will see that you are a responsible borrower and that you are likely to repay your debts on time.

  1. Make a large deposit into your bank account.

If you make a large deposit into your bank account, your bank or financial institution may increase your Google Pay limits. This is because they will see that you have more money available to spend and that you are less likely to overspend.

Conclusion

In conclusion, understanding and abiding by Google Pay limits is essential for a smooth and secure digital payment experience. These limits are in place to ensure compliance with regulations and maintain the integrity of the platform. 

By familiarising yourself with the transaction and sending limits, you can make informed decisions when using Google Pay for your financial transactions. If you wish to increase your limits, take the necessary steps, such as verifying your account, linking a bank account, requesting a limit increase, and staying aware of local regulations. 

Remember to reach out to Google Pay’s customer support for further assistance. With this knowledge and proactive approach, you can optimise your Google Pay usage while staying within the prescribed limits and enjoying the convenience of digital payments.

Frequently Asked Questions (FAQs)

Can I transfer 2 lakhs through Google Pay?

Yes, you can transfer up to 2 lakhs through Google Pay. However, the daily limit for sending money through Google Pay is 1 lakh. This means that you can only send a total of 1 lakh in a day, regardless of how many transactions you make.

Can I transfer 2 lakhs UPI?

Yes, you can transfer up to 2 lakhs through UPI. However, the daily limit for sending money through UPI is also 1 lakh.

What is the Google Pay limit for SBI?

The Google Pay limit for SBI is 1 lakh per day. This means that you can only send a total of 1 lakh in a day, regardless of how many transactions you make.

Does the transaction limit apply to both sending and receiving money on Google Pay?

Yes, the transaction limit applies to both sending and receiving money on Google Pay. This means that you can only send or receive up to 1 lakh in a day.

Is there a daily, weekly, or monthly transaction limit on Google Pay?

The transaction limit on Google Pay is daily. This means that you can send up to 1 lakh in a day.

Can I make transactions above the transaction limit on Google Pay?

No, you cannot make transactions above the transaction limit on Google Pay. You will receive an error message if you try to make a transaction that exceeds the limit.

What happens if I reach the transaction limit on Google Pay?

If you reach the transaction limit on Google Pay, you can only send more money the next day. You can also increase your transaction limit by contacting your bank.

How can I find out my current transaction limit on Google Pay?

You can find your current transaction limit on Google Pay by opening the app and going to the “Settings” tab. Under “Transaction Limits,” you will see your current daily limit.

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