Bank of India Account Number

Bank of India (BOI) has been a trusted name in Indian banking since the pre-independence era. It has recently adopted a standardised 15-digit BOI account number format in line with RBI’s guidelines to keep up with modern banking needs. This uniform account structure simplifies financial processes, making transactions like NEFT, IMPS, and ECS smoother and quicker across banks.

How is the Bank of India Account Number Structured?

As a Bank of India customer, when you open any type of account, be it savings, current, loan, or deposit, you are assigned a unique 15-digit number. This BOI account number is essential for conducting all your banking activities and verifying that every transaction is linked to your specific account. Each account number is coded in a specific manner, where every part of the number has a distinct meaning, reflecting information about the branch and account type.

Here’s how it breaks down:

• The first 4 digits represent the branch code, which is unique to each branch.
• The next 4 digits indicate the type of account you hold, such as savings, current, or loan accounts. Each type has its own unique code.
• The last 7 digits are your individual account number, identifying your specific account within the branch.

Given its importance, it’s crucial to know how to quickly check or retrieve your Bank of India account number, especially during urgent transactions. In the sections ahead, we’ll walk you through various tools and methods to help you easily find your BOI account number whenever needed.

Where Can You Find Your Bank of India Account Number Quickly?

Your Bank of India account number is important for managing your banking activities efficiently. It is an important number to initiate a transaction, provide account details for deposits, or simply access account information; knowing where and how to find this number is vital. Let’s walk through the most effective methods to find your Bank of India account number so that you have easy access at all times.

1. Passbook or Cheque Book

The easiest and most traditional way to find your Bank of India account number is by checking your passbook or chequebook. In your passbook, the account number is printed on the first page, typically listed under your name, customer ID, and branch details. This makes it a quick reference for transactions and account verifications.

Your chequebook is another reliable source. Each cheque leaf contains your Bank of India account number printed at the bottom, typically below your name, next to the MICR code and cheque number. The account number is usually located in the middle of the cheque leaf, making it easy to spot.

Tip: If you can’t find your passbook or chequebook, it’s always a good idea to store a digital copy in case of emergencies.

2. Account Statement

Another reliable way to find your Bank of India account number is to check your account statement. You can either receive your statement physically or through email. The statement lists your account number at the top, along with details like your name, branch, and balance. If you’re signed up for e-statements, you can easily retrieve the email and look for the account number in the document header.

On the other side, if you don’t receive physical statements, you can always download a copy from the bank’s website or mobile app. This method is particularly useful if you’re away from home and need quick access to your account number.

3. Mobile Banking App

The BOI Mobile Banking app is a convenient and user-friendly way to access your account information on the go. Once logged in, you’ll be able to see all your account details, like the account number, under the account summary or dashboard section. The mobile app also allows you to check your transaction history, transfer funds, and manage other banking tasks in just a few taps.

Here’s how to check your Bank of India account number using the mobile app:

• Download the BOI Mobile Banking app from your app store.
• Log in using your User ID and password or through biometric verification (if enabled).
• Once logged in, navigate to the “Accounts” section.
• Your account number will be displayed along with other relevant details, like your current balance.

4. Online Banking

Bank of India’s internet banking service is another reliable way to find your Bank of India account number. After logging into your online banking account, you can view your account details under the “Account Summary” section. Here’s how you can find your account number via internet banking:

• Visit the official Bank of India website.
• Click on the ‘Retail Banking’ or ‘Login’ option.
• Enter your User ID and password to log in.
• Once inside, navigate to the ‘Account Information’ or ‘Account Summary’ tab.
• Your account number and other details like branch and account balance will be clearly displayed.

5. Contact the Bank

In case, for any reason, you’re unable to use any of the methods mentioned above, you can always contact the Bank of India directly for assistance. The bank’s customer care team is available to help you retrieve your account number. You can visit your nearest branch and speak to a representative or use the customer care helpline for remote assistance.

Here’s how you can contact the bank to retrieve your account number:

• In-branch visit: Bring a valid ID and inform the representative that you need help locating your account number.

• Customer Care Helpline: Call the Bank of India’s toll-free number (1800 103 1906). After verifying your identity with a few security questions, the representative will provide you with the account number.

A quick tip: Always have your registered mobile number linked with your bank account to make verification easier when contacting customer care.

Alternative Methods to Find Your BOI Account Number

In addition to the traditional methods, Bank of India offers alternative digital solutions that make retrieving your account number even easier. These methods are particularly useful if you need access to online banking or your passbook/chequebook. Let’s explore these alternative methods:

1. SMS Banking

Bank of India offers SMS banking, a convenient method of accessing account information via your mobile phone. This method even works without an internet connection. You can receive details like your balance and account number by SMSing the designated BOI number. This is particularly useful in areas with limited internet access or when you’re travelling.

Here’s how to check your Bank of India account number via SMS banking:

• From your registered mobile number, send a predefined SMS format like “BAL [account number]” to the official Bank of India SMS banking number (this information can be found on the BOI website).
• You’ll receive a response SMS with your account balance and, in most cases, your account number.

2. m-Banking App

Another digital solution Bank of India provides is the m-Banking App (mobile banking application), designed for basic banking needs on feature phones. This lightweight app is easy to use and lets you perform basic banking tasks, including checking your account number. The app is especially useful if you don’t have a smartphone or access to BOI’s full mobile banking app.

Here’s how to retrieve your Bank of India account number using the m-Banking App:

Step 1: Download the m-Banking App from your phone’s app store.

Step 2: Log in using your credentials or set up your account using the instructions provided in the app.

Step 3: Once logged in, navigate to the “Account Information” section.

Step 4: Your account number will be displayed along with your account balance.

*This app is a simpler version of the main BOI Mobile app and is highly useful for customers who prefer a more minimalistic interface for basic banking.*

Conclusion

Bank of India provides various options to help you find or retrieve your account number. You can check your BOI account details using physical methods like your passbook and chequebook or digital solutions like mobile and SMS banking.

If you still can’t locate your account number, don’t hesitate to contact Bank of India’s customer service for assistance. Having quick access to your BOI account number secures your banking activity, whether it’s checking balances, making transactions, or receiving payments.