
Find the Right Financial Product
Get started in minutes with our simple, fast, and convenient application process.
Smart Credit Cards Designed For You
Explore top credit card options suited to your spending and goals. Urban Money assists you in comparing, choosing, and applying online to boost your credit and enjoy rewards.
Credit Cards
Global Acceptance – Use your card anywhere in the world.
24/7 Concierge Service – Personal travel assistance anytime.
Accelerated Rewards - Double points on flight & hotel bookings.
Personal Loan
Loan amounts up to ₹40 Lakhs with flexible repayment options
Competitive interest rates starting from 10.99% per annum
Fast disbursal within 24 hours of document verification
Home Loan
Up to ₹5 Crore Loan Amount
Low Interest Rates Starting at 8.50% p.a.
Quick Approval in 48 Hours*
Easy. Convenient Quick.
The simple & Quick steps to your loan.
01
01
Eligibility
Tell us your requirement
2 minutes fill details,
03
03
Apply
Digital bank application complete digitally.
02
02
Compare
AI matches best banks 90+ criteria 90% success.
04
04
Disbursement
Get quick sanction minutes not weeks,
Financial Calculators
Our calculators assist you in planning your finances, estimating payments, and making informed money decisions, from EMIs to FDs.
Personal Loan Eligibility Calculator
Check how much personal loan you can borrow in just a few clicks.
Home Loan Prepayment Calculator
See how prepaying your home loan cuts interest and reduces tenure.
We’re Here to Answer all Your Questions
From refinancing to reducing your interest, we have the answers right here.
Frequently Asked Questions
We’re here to help
Explore answers to common questions about loans, investments, and your account.
What is Urban Money?
Urban Money is a fintech loan aggregator that assists millions in achieving their dream of owning a home. Since 2015, Urban Money has changed how lending works by offering personalised loan options from various banks and NBFCs. It guides clients through every loan process step—from selecting the right loan to handling paperwork, legal support, insurance, and disbursing the loan. Urban Money uses modern technology to check eligibility, connect with credit bureaus, and work smoothly with loan systems.
How does Urban Money work?
Urban Money simplifies borrowing by connecting individuals with various financial products. Urban Money offers personal loans, home loans, business loans, and loans against property. Through its digital platform, users can compare loan options from over 95 lenders, ensuring they find the best fit for their financial needs. The platform offers tools like EMI calculators and eligibility checkers to assist users in making informed decisions. By streamlining the application process and providing personalised recommendations, Urban Money aims to make accessing financial services more efficient and user-friendly.
Is Urban Money safe?
Urban Money is a reputable fintech company in India, partnering with over 95 trusted banks and financial institutions to deliver reliable services. With advanced technology, Urban Money safeguards user data and transactions, following strict security protocols to ensure privacy. Offering transparent loan options and personalised financial advice, it provides a secure, trustworthy platform for financial products. For every CIBIL score check, Urban Money questions your consent, ensuring your information remains private. No data is shared without permission, making Urban Money a trusted choice for borrowers seeking safe, efficient financial solutions.
Does Urban Money store my bank login credentials?
No, Urban Money does not store your bank login credentials. Users are requested to create their own accounts, wherein the login credentials are strictly private and should not be shared with others, as account access and credits are exclusively available to each user individually. The platform prioritises user privacy and security, ensuring that sensitive information, such as login details, remains confidential and is not retained on their systems. This approach aligns with industry best practices to protect users’ financial data.
Will my information be shared with third parties?
Urban Money may share your information with other companies when necessary. This can include sharing with banks or lenders to help process your loan application and with service providers for customer support or marketing. They may also share details if required by law or to prevent fraud. Urban Money ensures that any company receiving your information will keep it safe and use it only for the intended purpose so your privacy remains protected. Refer to the Urban Money website to learn more about privacy and policy.
Does Urban Money support all Indian banks?
Yes, Urban Money collaborates with over 95 banks, including public and private sector banks and non-banking financial companies (NBFCs) in India. While this extensive network includes many major financial institutions, it does not encompass every bank in the country.
Our 100+ Banking Partners
Explore our network of top financial institutions and gain valuable insights to support your confident loan and financing choices.



